Commercial Banking Officer

2 weeks ago


Charlotte, North Carolina, United States ServisFirst Bank Full time
Job Summary

At ServisFirst Bank, we are seeking a highly motivated and experienced Commercial Banking Officer to join our team. As a Commercial Banking Officer, you will be responsible for developing new business, underwriting, structuring, and closing commercial loans, as well as maintaining and servicing an existing portfolio.

Key Responsibilities
  • Evaluate the needs of potential clients and offer appropriate financial products, services, and loans
  • Promote and cross-sell other products and services as appropriate to client requirements
  • Respond to client phone calls, inquiries, and requests regarding accounts within 24 hours
  • Provide ongoing relationship servicing with current clients to maintain goodwill and gain additional business
  • Conduct networking activities such as community events, attending local Chambers of Commerce meetings, developing relationships with centers of influence, and entertaining clients/prospects to enhance relationships and create new sales
  • Develop call lists of clients and prospects to meet monthly call goals
  • Conduct warm and cold prospect calls in accordance with stated goals
  • Generate new business to meet annual growth goals
  • Prepare and compile client information to assist in opening new accounts
  • Gather and analyze financial data to assist in determining the credit worthiness of potential clients for risk and underwriting purposes
  • Assist in preparing loan memos and documents to submit for loan approval
  • Ensure completeness and accuracy of loan documentation
  • Oversee timely closing and funding of loans
  • Coordinate and assist back office personnel in resolving credit problems, delinquent payment issues, overdrafts, and other related affairs
Requirements
  • Bachelor's degree in a related field and a minimum of three (3) years' banking or financial services experience required
  • Experience working directly with customers at all levels, from support staff to business owners and managers
  • Excellent communication and presentation skills, as demonstrated by previous experience interacting with decision makers and influencers
  • Ability to prepare/coordinate proposals, review proposals for accuracy, and work productively through the underwriting process
  • Experience working independently
  • Ability to stay organized and multi-task
  • Experience using Microsoft Outlook, Word, and Excel
Physical Requirements and Environmental Conditions
  • Sustained standing and sitting
  • Frequent use of PC, including typing or sustained attention to monitor
  • Occasional presentations requiring public speaking to small groups
  • Occasional lifting of basic office files or equipment up to 20 lbs
  • Normal office environment with comfortable internal temperatures and low-level noise
  • Some travel necessary for client/prospect meetings and networking events


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