Mortgage Loan Associate

2 weeks ago


West Palm Beach, Florida, United States Palm Beach Mortgage Team Full time
Job Overview

Are you passionate about assisting individuals in achieving their homeownership goals without the pressure of lead generation? We are seeking a dedicated Loan Partner to collaborate with our loan officer in structuring mortgage solutions for our clients and preparing applicants for the mortgage process.

In this role, while our loan officer focuses on expanding business opportunities, you will be responsible for evaluating customer credit, reviewing financial documentation, and ensuring a seamless and successful loan closing experience.

Compensation:

Annual salary

Key Responsibilities:
  • Provide exceptional customer service by addressing inquiries from clients and team members regarding loan transactions and offering accurate quotes.
  • Build and maintain strong relationships with referral partners and borrowers to attract new business and retain existing clientele.
  • Facilitate the completion of loan applications, gather essential documentation (including credit reports), run automated underwriting systems, and prepare files for processing.
  • Act as the main point of contact during the loan process, coordinating communication between clients, referral partners, and the loan officer, and conducting meetings to follow up on outstanding items.
  • Review all loan documentation for accuracy, identify discrepancies, and communicate any issues to the loan originator.
  • Process applications and manage the entry of files and documents into the database.
  • Distribute a needs list to clients and ensure timely follow-up.
  • Maintain meticulous tracking of the mortgage pipeline.
  • Calculate income and utilize automated underwriting systems.
  • Ensure timely closings and address any issues that may arise.
  • Follow up with real estate agents as necessary.
Qualifications:
  • Proven experience with automated underwriting systems such as LP and DU.
  • Strong time management, interpersonal, communication, and follow-up skills.
  • A minimum of 2 years of experience in roles such as Loan Officer Assistant, Processor, Loan Officer, or Underwriter; 5+ years is preferred.
  • Compensation is negotiable based on experience.
  • Must possess current knowledge of mortgage loan products (FHA/VA/CONV) and be familiar with mortgage procedures, processes, and documentation.
About Palm Beach Mortgage Team

Our team is committed to a culture of hard work and mutual respect. We pride ourselves on being a rapidly growing and efficient mortgage office, dedicated to helping clients realize their dreams of homeownership.



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