Mortgage Banking Professional

5 hours ago


Saint Charles, Missouri, United States Guild Full time
Job Summary

Guild Mortgage Company is seeking a highly skilled Loan Officer to join our team. As a Loan Officer, you will play a critical role in the organization by performing a variety of activities directly related to the company's Production functions.

Key Responsibilities
  • Provide quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards, and ensuring completeness of submission to processing.
  • Contact borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters, and customers.
  • Obtain accurate and thorough 1003 forms, collect supporting documentation from borrowers, and obtain executed disclosures within regulatory time frames.
  • Analyze credit reports and financial scenarios, determining appropriate loan products, and determine profitable loan options.
  • Submit complete loan packages to processing and resolve file problems, bottlenecks, and qualifying issues throughout the production and underwriting process.
Requirements
  • High school diploma or equivalent required.
  • At least two years of experience in mortgage lending or a related field.
  • Active NMLS License.
  • Ability to manage multiple priorities, strong detail orientation, and highly organized.
  • Works with a strong sense of urgency and responsiveness.
  • Passionate about delivering excellence in customer service.
  • Demonstrated patience and professionalism when interacting with both internal and external customers.
  • Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
  • Strong verbal and written communication skills.
Benefits

Guild offers a pleasant work environment, competitive compensation, and an excellent benefits package, including medical, dental, vision, life insurance, AD&D, LTD, and 401(k) with employer match.

Guild Mortgage Company is an Equal Opportunity Employer.



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