Loan Review Specialist

3 weeks ago


Schenectady, New York, United States NBT Bank Full time
Job Summary

We are seeking a highly skilled Loan Review Officer III to join our team at NBT Bank. As a key member of our loan review team, you will be responsible for reviewing all types of loans with a focus on large or complex commercial credits to assess loan quality and credit administration.

Key Responsibilities
  • Review all types of loans with a focus on large or complex commercial credits to assess loan quality and credit administration.
  • Conduct reviews of loans that are originated under the Officers Loan Committee threshold, analyzing industry concentrations within the portfolio and recommending revisions based on regulatory expectations.
  • Serve as the Bank's Regulation O Officer, monitoring compliance with regulation, reporting, updating listing of related interests, and providing guidance to lenders.
  • Train, develop, and mentor assigned staff, acting as a resource regarding lending, loan policy, or regulatory issues.
Requirements
  • Bachelor's degree in business, finance, accounting, or a related field; MBA or CPA preferred.
  • Ten years of experience in loan review, commercial lending, or credit analysis.
  • Graduate of a formal credit-training program offered through a major national/regional bank or industry organization preferred.
  • Prior supervisory experience.
Preferred Skills and Abilities
  • Strong accounting and credit analysis background.
  • Strong oral and written communication skills.
  • Strong management and leadership skills.
  • Ability to use various computer programs and bank accounting systems.
  • Understanding of economics, general business/commercial finance, and accounting.
  • Legal knowledge of lending practices.
  • Knowledge of federal banking regulations.
Physical Requirements
  • Communicate effectively with internal and/or external customers.
  • Stationary 75% of time or greater.
  • Move objects to a maximum of 10 lbs.


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