Senior Commercial Credit Analyst

2 weeks ago


Danbury, Connecticut, United States gpac Full time
Sr Commercial Credit Analyst Job Description

The Sr Commercial Credit Analyst will play a crucial role in supporting the lenders in underwriting requests for credit extensions to new and existing commercial clients. This position requires a detail-oriented individual who can perform thorough financial analysis, prepare credit approval and modification requests, and ensure compliance with the Bank's credit policies and procedures.

Key Responsibilities:
  • Analyze financial data and prepare written reports evaluating the short and long-term prospects of individual or company borrowers.
  • Make recommendations to Loan Officers on the granting or denying of loans and prepare sufficient information to document recommendations.
  • Identify and interpret trends in financial data, including key financial ratios such as cash flow to debt service and debt-to-equity.
  • Provide thorough documentation of all financial analysis via spreadsheets and written credit offering memorandums.
  • Suggest a loan grade after conducting a thorough credit analysis and documentation review.
  • Coordinate specific work tasks within the department to ensure the smooth and efficient flow of information.
  • Perform annual review of loan relationships.

Requirements:

  • 2+ years of experience in a bank as a Credit Analyst.

GPAC is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States. We are committed to delivering the right solutions at the right time.



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