Credit Group Manager

3 days ago


Irving, Texas, United States Hispanic Technology Executive Council Full time
Job Summary

The Credit Group Manager is a senior leader responsible for managing complex and critical professional disciplinary areas. This role requires a comprehensive understanding of multiple areas within a function and how they interact to achieve the objectives of the function. The ideal candidate will have a strong commercial awareness and excellent communication skills to negotiate internally and externally.

Key Responsibilities
  • Manage portfolios of middle market companies in a certain location
  • Ensure that the credit and underwriting process in each market meets Citi standards and all credit monitoring and maintenance policies are followed
  • Coordinate with regional management and work with the Credit Administration unit to track and follow up on annual reviews, covenant compliance checklists, inspections, and other reporting requirements
  • Approve credit requests and annual reviews within covering limits, as well as short-term credit requirements such as overdrafts and settlement exposure
  • Facilitate the underwriting and documentation of credit products for new and existing clients, including structuring credit products and proposals with Bankers that meet internal risk standards
  • Coach and train Bankers on the credit and underwriting process
  • Accurately review risk ratings and be responsible for early problem recognition
  • Assist in Credit Risk portfolio reporting
  • Participate in client and prospect calls as a senior calling officer where needed
  • Coordinate and assist in Audit Risk Reviews (ARR) and any regulatory audits as required
  • Have matrix management of Bankers who maintain client relationships with dedicated credit exposure, and provide assistance to market managers with Banker performance reviews and compensation recommendations
  • Own the Customer Experience for internal and external clients touched
  • In some markets, be responsible for managing a group of credit analysts
  • Perform other duties and functions as assigned
Qualifications
  • 10+ years of experience in commercial credit decision-making authority for credits up to $10 million and greater
  • Expert knowledge of credit products (formal credit training required)
  • Demonstrate excellent financial and analytic skills and ability to rapidly assimilate complex information
  • Sharp business development focus, demonstrating innovative approaches
Education
  • Bachelor's/University degree, Master's degree preferred

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