Retail Credit Specialist
9 hours ago
As a Retail Credit Specialist at BMW Group Financial Services, you will play a critical role in managing risk while maximizing portfolio growth. You will be responsible for analyzing and interpreting consumer and business credit data, ensuring compliance with federal, state, and company regulatory requirements. This role requires strong analytical and communication skills, as well as the ability to negotiate terms and conditions of credit applications.
Key Responsibilities- Analyze credit data and make prudent credit decisions
- Collect and analyze documentation, including financial and income statements
- Negotiate terms and conditions of credit applications
- Mitigate risk through thorough analysis and verification tools
- Communicate credit decisions and rationale to centers
- Bachelor's Degree or equivalent experience and/or certification
- 2+ years of Finance experience or related education
- Business degree with concentration in Finance
- 1-2 years of Credit Analysis experience
- 1-2 years of Collections experience
- 1-2 years of Dealer Facing experience
- Medical, Dental, and Vision insurance
- 401(k) with Company match
- Retirement Income Account (RIA)
- Employee vehicle program
- Bonus eligibility
- Paid Parental Leave of up to 6 weeks
- Paid Time Off in addition to Company paid holidays where eligible
- Hybrid work environment
- Voluntary Benefits to fit your needs
We are a leading provider of financial services, driven by diversity, equity, and inclusion. We are proud to be an Equal Opportunity Employer and welcome all individuals, regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.
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