Commercial Banking Professional

4 weeks ago


Hastings, Minnesota, United States Merchants Bank Full time

Job Summary: Merchants Bank is seeking a Commercial Banker to develop, originate, process, and service all personal, professional, and commercial customers in the Hastings area. The successful candidate will have a strong understanding of community banking and excellent customer service skills.

Key Responsibilities:

  • Interview loan applicants, collect and analyze financial data to determine credit-worthiness.
  • Establish and negotiate credit terms, advise customers on business management and financial matters.
  • Actively solicit new business prospects, cross-sell bank services, and develop referral sources.
  • Participate in community affairs to increase the Bank's visibility and enhance new business opportunities.
  • Monitor loan repayment activities, take necessary action to collect past due accounts, and coach staff personnel.

Requirements:

  • Minimum 5 years of banking experience, 3 years in Commercial Banking preferred.
  • BS/BA Degree in Business or Accounting, or equivalent banking experience.
  • Strong interpersonal communication skills, ability to help people feel at ease, and effective sales techniques.

Working Conditions: The Commercial Banker will work in a clean and aesthetically appealing environment, visiting businesses with various environments as part of the Officer Call Program.

Mental Demands: The position requires above-average reasoning, intelligence, and numerical perception, as well as action-oriented, team-player, time-management, and leadership skills.


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