Commercial Credit Analyst
2 months ago
We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve.We take great pride in the relationships we built and the lives we impact.We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.
Our mission
Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.
Our values
- Passion: We have an unrelenting drive to be great.Quality service is our #1 priority.
- Commitment: We do not shy away from accountability.We together as a team and embrace the spirit of service.
- Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
- Community: We're proud to support each other and our local communities.We win when our customers win.
About the role
The Credit Analyst is key in making data-backed recommendations through research and analysis of customer financial documents. This role is responsible for analyzing financial data to assess the likelihood of a borrower honoring their financial obligations on behalf of the bank.
Position can be located in Hastings, MN, or Plymouth, MN. It is not a remote position.
What you will do
- Conducts in-depth financial analysis of loan applications including financial statements, tax returns, cash flow projections, and credit reports.
- Evaluates creditworthiness of prospective borrowers based on financial data, industry trends, and economic conditions.
- Prepares comprehensive credit presentations outlining the recommended credit structure, terms, and conditions.
- Monitors the credit risk of the existing portfolio by reviewing financial statements and conducting regular portfolio reviews.
- Works closely with the loan officer to ensure timely and accurate credit decisions are made.
- Adheres to all company credit policies and guidelines established by the bank.
- Other duties as assigned.
- Bachelor's degree in Finance, Accounting, or related field required.
- 2+ years of experience in credit analysis or lending preferred.
- Experience with Moody's Analytics or similar software strongly preferred.
- Wage range: $25.00 - $33.00/hour, depending on relevant experience.
- Health Insurance
- Dental Insurance
- Vision Insurance
- Paid Vacation, Sick, and Holiday time
- A competitive 6% 401k match
- And more
Candidate must pass a pre-employment screening including credit history and criminal record check.
Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
-
Commercial Credit Analyst
2 weeks ago
Hastings, Minnesota, United States First National Bank Full timeAbout the RoleThe Credit Analyst is a key position at First National Bank, responsible for making data-backed recommendations through research and analysis of customer financial documents. This role involves analyzing financial data to assess the likelihood of a borrower honoring their financial obligations on behalf of the bank.Key ResponsibilitiesConduct...
-
Commercial Credit Analyst
2 weeks ago
Hastings, Minnesota, United States First National Bank Full timeAbout UsFirst National Bank is a family-owned institution dedicated to delivering exceptional service and innovative banking solutions. We take pride in our relationships and the impact we make in the communities we serve.Our MissionWe strive to support the financial goals of individuals and businesses in our communities by offering a better banking...
-
Commercial Credit Analyst
1 month ago
Hastings, Minnesota, United States First National Bank Full timeAbout UsFirst National Bank is a family-owned institution dedicated to delivering exceptional service and innovative banking solutions while making a positive impact in the communities we serve.Our MissionWe strive to support the financial goals of individuals and businesses in the communities we call home by providing a better banking experience.Our...
-
Commercial Credit Analyst
2 months ago
Hastings, Minnesota, United States First National Bank Full timeAbout the RoleThe Credit Analyst plays a crucial role in making data-driven recommendations through research and analysis of customer financial documents. This position is responsible for analyzing financial data to assess the likelihood of a borrower honoring their financial obligations on behalf of the bank.Key ResponsibilitiesConducts in-depth financial...
-
Structured Assets Credit Analyst
2 weeks ago
Hastings, Minnesota, United States Securian Financial Group Full timeJob Title: Structured Assets Credit AnalystSecurian Financial Group is seeking a skilled Structured Assets Credit Analyst to join our team. As a key member of our structured assets team, you will be responsible for analyzing and evaluating structured assets to ensure they meet our investment objectives.Responsibilities:Conduct thorough analysis of structured...
-
Structured Assets Credit Analyst
2 weeks ago
Hastings, Minnesota, United States Securian Financial Group Full timeJob SummarySecurian Financial Group is seeking a highly skilled Credit Analyst to join our Structured Assets team. As a key member of our team, you will be responsible for analyzing and evaluating structured assets, identifying investment opportunities, and providing recommendations to our investment team.Key ResponsibilitiesAnalyze and evaluate structured...
-
Commercial Banker
2 weeks ago
Hastings, Minnesota, United States Merchants Bank Full timeJob SummaryMerchants Bank is seeking a highly skilled Commercial Banker to join our team in the Hastings, Minnesota area market. As a Commercial Banker, you will be responsible for developing and maintaining a profitable loan portfolio, ensuring customer satisfaction, and promoting the Bank's services to existing and new customers.Key...
-
Commercial Banking Professional
1 week ago
Hastings, Minnesota, United States Merchants Bank Full timeJob Summary: Merchants Bank is seeking a Commercial Banker to develop, originate, process, and service all personal, professional, and commercial customers in the Hastings area. The successful candidate will have a strong understanding of community banking and excellent customer service skills.Key Responsibilities:Interview loan applicants, collect and...
-
Business Development Officer
4 weeks ago
Hastings, United States Kellogg Community Credit Union Full timeBusiness Development Officer RoleThe Kellogg Community Credit Union is seeking a skilled Business Development Officer to support the business community through commercial loans, deposit products, and accounts. This critical position plays a vital role in the organization's success.Key Responsibilities:• Develop and maintain relationships with business...
-
Business Development Officer
1 month ago
Hastings, United States Kellogg Community Credit Union Full timeBusiness Development Officer RoleThe Kellogg Community Credit Union is seeking a skilled Business Development Officer to support the business community through commercial loans, deposit products, and accounts. This role is a critical position for the organization, requiring a strong understanding of commercial lending terms and practices.Key...
-
Commercial Loan Officer
5 days ago
Hastings, United States Gpac Full timeCommercial Lender: A community bank with a location in central NE is adding a Commercial Loan Officer to its team. The person hired will have a minimum of two years of experience in commercial lending or a minimum of three years of experience in commercial credit analysis. This position originates, evaluates, and prepares loans in compliance with established...
-
Professional Commercial Lending Specialist
4 days ago
Hastings, Nebraska, United States Gpac Full timeJob OverviewGrowing People and Companies (GPAC) is a leading search firm specializing in placing quality professionals within multiple industries across the United States since 1990.About the RoleWe are seeking a seasoned Commercial Loan Officer to join our team in central North Dakota. The ideal candidate will have a minimum of two years of experience in...
-
Commercial Mortgage Loan Closer
1 month ago
Hastings, Minnesota, United States Securian Financial Group Full timeJob SummaryThis role is responsible for overseeing the commercial mortgage loan closing process, ensuring seamless execution and compliance with operational best practices. The ideal candidate will possess strong analytical and communication skills, with the ability to manage multiple tasks and prioritize deadlines.Key ResponsibilitiesTransition commercial...
-
Agricultural Lending Specialist
2 weeks ago
Hastings, Nebraska, United States gpac Full timeAg Loan Officer Job DescriptionOverviewAgricultural loan officers play a crucial role in helping farmers and rural communities access the funds they need to grow their operations. This role requires a unique blend of industry knowledge, relationship-building skills, and financial expertise.Key Responsibilities:Develop and maintain strong relationships with...
-
Vac Truck Operator
3 weeks ago
Hastings, Minnesota, United States Iron Eagle Industrial Services Full timeJob SummaryWe are seeking an experienced Vac Truck Driver to join our team at Iron Eagle Industrial Services in Hastings, MN. As a key member of our industrial services team, you will be responsible for operating Vac Trucks, performing light maintenance and repairs, and ensuring the safe transportation of hazardous materials.ResponsibilitiesConduct pre-trip...
-
CDL-A Night Shuttle Truck Driver Position
4 weeks ago
Hastings-on-Hudson, New York, United States A. Duie Pyle Full timeJob Title: CDL-A Night Shuttle Truck DriverA. Duie Pyle is seeking an experienced and motivated full-time Night Class A Shuttle Truck Driver in Castleton-On-Hudson, NY. This position offers a competitive hourly rate of $33.85 per hour. As a Shuttle Truck Driver, you will be responsible for driving a day cab tractor pulling a 53' trailer to other Pyle...