CRA Compliance Officer

3 days ago


Dallas, Texas, United States American National Bank of Texas Full time

Job Summary

The CRA Officer is responsible for developing, implementing, and administering the Bank's Community Reinvestment Act Compliance Program. This includes maintaining compliance with laws and regulations affecting the Bank's operations and collaborating with legal and regulatory colleagues on efforts to influence lawmakers and regulators.

Key Responsibilities

  • Manage all aspects of the CRA Programs, assist independent auditors, and respond to state and federal regulator inquiries.
  • Review and write CRA-related policies and procedures, make recommendations to senior management, and submit reports to committees and the Board of Directors.
  • Track and monitor CRA lending goals, report results to required committees, and maintain CRA data collection and reporting systems.
  • Develop and monitor special lending programs for housing construction, purchase, rehabilitation, small and minority business development, and industrial development.
  • Implement marketing and advertising programs to promote products and services to the community.
  • Represent the company in civic and community functions to enhance its image and develop new business.
  • Consult with management on the impact of decisions, policies, and actions on CRA compliance status.
  • Develop and implement lending and deposit programs, products, and services for low-to-moderate-income customers.

Requirements

  • Working knowledge of Microsoft Excel and MS Word.
  • Basic keyboarding and calculator skills.
  • Ability to travel to various locations and work occasional overtime.

Preferred Qualifications

  • Fluency in English and Spanish.


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