Credit Risk Strategy Associate

4 weeks ago


Wilmington, Delaware, United States Goldman Sachs Full time
About This Role

At Goldman Sachs, we are committed to empowering our clients and customers around the world to reach their financial goals. Our Consumer and Wealth Management (CWM) division provides financial planning, investment management, banking, and comprehensive advice to a wide range of clients.

Job Summary

We are seeking a highly skilled Credit Risk Strategy Associate to join our team in Wilmington, DE. As a key member of our Credit Risk Strategy team, you will be responsible for developing, implementing, and maintaining the underwriting strategy for our digital lending business.

Key Responsibilities
  • Develop and maintain credit underwriting strategy for digital lending products
  • Analyze data to generate insights and optimize credit decisions
  • Build and optimize customer management strategies to improve customer profitability
  • Partner with marketing, finance, and operations teams to ensure execution of credit policy requirements
  • Analyze and evaluate potential vendors/data providers for incremental value in credit management strategies
  • Stay up-to-date on applicable regulations and compliance requirements
  • Develop analytical reports and presentations for senior management and executive committees
Requirements
  • Bachelor's degree in Mathematics, Statistics, Economics, Engineering, or a related field
  • 2+ years of experience in a quantitative research position or a similar role
  • Strong problem-solving and analytical skills
  • Ability to work with large datasets and statistical models
  • Excellent communication and presentation skills
About Goldman Sachs

Goldman Sachs is a leading global investment banking, securities, and investment management firm. We are committed to fostering and advancing diversity and inclusion in our workplace and beyond. We believe that our people are our greatest asset, and we are dedicated to providing opportunities for growth and development.



  • Wilmington, Delaware, United States Goldman Sachs Full time

    About This RoleWe are seeking a highly skilled Credit Risk Strategy Associate to join our team at Goldman Sachs. As a key member of our Consumer and Wealth Management division, you will play a critical role in developing and implementing credit underwriting strategies for our digital lending products.ResponsibilitiesDevelop and maintain credit underwriting...


  • Wilmington, Delaware, United States Goldman Sachs Full time

    Job SummaryWe are seeking a highly skilled Credit Risk Strategy Associate to join our team in Delaware. As a key member of our Credit Risk Strategy team, you will be responsible for developing, implementing, and maintaining the underwriting strategy for our consumer lending business. You will analyze data to generate insights and optimize credit decisions,...


  • Wilmington, Delaware, United States Goldman Sachs Full time

    About This RoleIn Goldman Sachs Bank USA, we offer a wide range of solutions to help our customers meet their financial goals. Our teams seek to provide the highest level of customer service and support in everything we do. The Bank offers high yield savings accounts and a variety of loan products to individuals and private bank, corporate and community...

  • Credit Risk Manager

    4 weeks ago


    Wilmington, Delaware, United States TD Bank Group Full time

    Job Title: Credit Risk ManagerAbout the Role:We are seeking a highly skilled Credit Risk Manager to join our team at TD Bank Group. As a Credit Risk Manager, you will be responsible for managing the creation, implementation, and validation of various risk segmentation strategies, including adjudication, account management, exposure management, risk...

  • Risk Strategy Lead

    4 weeks ago


    Wilmington, Delaware, United States OneMain Financial Full time

    Risk Strategy LeadWe are seeking a highly skilled professional to join our Risk Development team as a Risk Strategy Lead. In this role, you will play a pivotal part in the implementation and optimization of credit risk strategies and models across both our proprietary platforms and external partner channels.Key Responsibilities Collaborate with risk analysts...


  • Wilmington, Delaware, United States TD Bank N.A Full time

    Risk Management StrategiesThe Risk Manager II at TD Bank N.A. is responsible for creating, implementing, and validating various risk segmentation strategies, including adjudication, exposure management, risk segmentation, and financial return optimization.Key ResponsibilitiesDevelop and implement risk management strategies to minimize exposure and maximize...


  • Wilmington, Delaware, United States OneMain (Formerly Springleaf & OneMain Financials). Full time

    At OneMain (Formerly Springleaf & OneMain Financials), we're looking for a skilled Associate Director, Credit Policy to join our Credit Pricing & Analytics team in Wilmington, DE.This is an exciting opportunity to drive significant business results through optimizing our credit risk underwriting and pricing strategies.As a key member of our team, you'll be...


  • Wilmington, Delaware, United States OneMain Financial Full time

    We are seeking a highly analytical and strategic leader to join our Credit Pricing & Analytics team in Wilmington, DE. As an Associate Director, Credit Policy, you will be responsible for designing, recommending, and executing consumer credit underwriting and pricing strategies. You will utilize data query tools and decision tree analytical software to...


  • Wilmington, Delaware, United States OneMain Financial Full time

    Job SummaryWe are seeking a highly skilled Associate Director, Credit Policy to join our Credit Pricing & Analytics team in Wilmington, DE. This role will be responsible for designing, recommending, and executing consumer credit underwriting and pricing strategies, leveraging data query tools and decision tree analytical software to develop and test analyses...


  • Wilmington, Delaware, United States Citigroup Inc Full time

    Job SummaryThe VP, Credit Portfolio Manager | Residential Real Estate Servicing Risk Collections - Hybrid is responsible for developing and implementing risk strategies, analytics, and oversight of early default collections and post-charge-off recovery for the US residential real estate portfolio. This role requires the ability to synthesize, prioritize, and...


  • Wilmington, Delaware, United States Citigroup Full time

    The Credit Portfolio Officer is a senior-level position responsible for leading activities in credit loss forecasting using portfolio analytics, monitoring the portfolio performance in coordination with the Risk Management team. The role involves working within the loss forecast team in GCB Risk Management, specifically tasked with calculating and managing...


  • Wilmington, Delaware, United States Citigroup Inc Full time

    Job SummaryThe VP, Credit Portfolio Manager | Residential Real Estate Servicing Risk Collections - Hybrid is responsible for developing and implementing risk strategies, analytics, and oversight of early default collections and post-charge-off recovery for the US residential real estate portfolio. This role requires the ability to use sophisticated...


  • Wilmington, Delaware, United States TD Bank, N.A. Full time

    About the Role:The Risk Manager I is responsible for managing the creation, implementation, and validation of various risk segmentation strategies, including adjudication, account management, exposure management, risk segmentation, and financial return optimization. This role provides critical information, interpretative, and detailed analysis, and deploys...


  • Wilmington, Delaware, United States Hispanic Technology Executive Council Full time

    Job SummaryCiti is seeking a highly skilled VP, Cards Pricing Strategy & Analytics to join its USPB Cards Pricing and Statement Operations team. This role will be responsible for developing pricing strategies grounded in data, customer, and operational insights.Key Responsibilities:Develop comprehensive pricing strategy recommendations based on in-depth...


  • Wilmington, Delaware, United States Citigroup Inc Full time

    The Residential Real Estate Risk Collections Manager is responsible for developing and implementing risk strategies, analytics, and oversight of early default collections and post-charge-off recovery for the US residential real estate portfolio. This role involves using sophisticated analytical techniques to develop segmentation and contact strategies to...


  • Wilmington, Delaware, United States Citigroup Inc Full time

    Job SummaryCitigroup Inc. is seeking a highly skilled Risk Management Specialist to join our Enterprise Risk Monitoring team. As a key member of our team, you will be responsible for monitoring and reporting on risk exposures, ensuring that our business operations are aligned with our risk appetite and strategy.The ideal candidate will have a strong...


  • Wilmington, Delaware, United States OneMain Financial Full time

    Job SummaryWe are seeking a highly skilled Vice President/Director of Credit and Pricing Analytics to lead our team in driving credit policy, offer strategy, and overall analytics for our growing Point-of-Sale/embedded lending business. This individual will be responsible for developing and implementing strategies to optimize risk-adjusted returns, working...

  • Lead Risk Analyst

    4 weeks ago


    Wilmington, Delaware, United States OneMain Financial Full time

    Lead Risk AnalystWe are seeking a highly skilled professional to join our Risk Development team as a Lead Risk Analyst. In this role, you will play a pivotal part in the implementation and optimization of credit risk strategies and models across our proprietary platforms and external partner channels.Key Responsibilities:Collaborate with risk analysts and...

  • Senior Risk Analyst

    4 weeks ago


    Wilmington, Delaware, United States OneMain Financial Full time

    Risk Development Team MemberWe are seeking a highly skilled professional to join our Risk Development team as a Lead Analyst.In this role, you will play a pivotal part in the implementation and optimization of credit risk strategies and models across both our proprietary platforms and external partner channels.You will leverage your technical expertise to...

  • Senior Risk Analyst

    4 weeks ago


    Wilmington, Delaware, United States OneMain Financial Full time

    Risk Development LeadWe are seeking a highly skilled professional to join our Risk Development team as a Lead Analyst. In this role, you will play a pivotal part in the implementation and optimization of credit risk strategies and models across our proprietary platforms and external partner channels. You will leverage your technical expertise to translate...