Risk Management Specialist

3 weeks ago


Wilmington, Delaware, United States TD Bank, N.A. Full time

About the Role:

The Risk Manager I is responsible for managing the creation, implementation, and validation of various risk segmentation strategies, including adjudication, account management, exposure management, risk segmentation, and financial return optimization. This role provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensure decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines.

Key Responsibilities:

  • Investigates, creates, implements, and validates various risk segmentation strategies and policies using complex data, advanced analytical approaches, and business intelligence tools.
  • Leads/participates in the identification, development, and implementation of new initiatives, operating workflows, additional services/applications, or operational efficiencies, including potentially leading special project teams or cross-functional work groups.
  • Assists with developing and enhancing credit risk assessment capabilities to identify and maintain good business opportunities with new and existing clients.
  • Performs detailed analysis and interprets information to make recommendations to Senior Management on critical strategies, including non-standard and ad-hoc requests as determined by management.
  • Creates reports on the results of implemented strategies, using all appropriate quantitative methods and MIS, and makes recommendations to increase efficiencies and revenue while managing credit risk.

Requirements:

  • Bachelor's degree required; Graduate degree preferred.
  • 5+ years' experience required.
  • Proficient PC skills, including a strong competency in MS Excel and PowerPoint, and a variety of PC-based analytical and reporting software packages.
  • Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS.
  • Familiar with various analytical or reporting tools, such as SAS, R, Matlab, Tableau, etc.
  • Strong analytical and problem-solving skills are required to interpret data and draw conclusions.
  • Experience in data modeling and risk management, either from a business administration, statistical, mathematical, scientific, or financial background.
  • Excellent written and verbal communication skills.
  • Experienced in developing and presenting recommendations to Senior Management.
  • Python experience preferred.

About TD Bank, N.A.:

TD Bank, N.A. is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States, and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities, and colleagues.



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