Commercial Real Estate Banker II

1 month ago


Miami, Florida, United States Seacoast Bank Full time
Job Summary

As a seasoned Commercial Real Estate Banker II at Seacoast Bank, you will play a critical role in balancing credit quality and loan growth. Your expertise will be essential in monitoring portfolios, identifying potential weaknesses, and proactively working to minimize the bank's exposure and reduce credit risk. You will provide close and personal attention to clients, understanding their goals and objectives while promoting and supporting the bank's loan policies and strategic initiatives.

Key Responsibilities
  • Monitor and manage assigned accounts, ensuring timely compliance with loan documents and regular reviews of risk profiles.
  • Collaborate with senior lending officers and credit analysts to develop strategies to mitigate potential weaknesses in loans.
  • Interview applicants, request necessary information, and analyze financial status, credit, and property evaluations to determine loan feasibility.
  • Work closely with the credit department to ensure seamless loan processing and approval.
  • Approve loans within specified limits or refer them to the loan committee for approval, ensuring accurate and complete loan agreements.
  • Ensure timely loan closing and funding activities, and follow up on loan performance to ensure conformity with approved terms.
  • Stay up-to-date with external factors affecting lending policies, such as new legislation and regulations, and recommend policy changes as needed.
  • Mentor junior lenders in financial analysis, loan terms, credit quality, and portfolio management.
Requirements
  • Bachelor's degree from a four-year college or university, with 10+ years of commercial real estate lending experience and/or training, or an equivalent combination of education and experience.
  • Leadership experience and a strong understanding of commercial credit and lending principles.


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