Senior Risk Management Specialist
4 weeks ago
We are seeking a highly skilled and experienced Director, Credit Risk & Analytics to join our innovative and fast-growing Flex Pay team at Upgrade, a leading fintech company specializing in consumer finance. In this position, you will play a pivotal role in risk assessment of applicants and ensuring responsible lending practices. Your insights and recommendations will directly influence our ability to provide accessible and fair financial solutions to our customers.
Key Responsibilities- Design and implement strategies and analytical frameworks to evaluate applicant risk using various financial data sources and proprietary scoring models.
- Own underwriting policy changes end to end, including business intent definition, collaboration with engineering/product teams to implement and monitor the business intent, and performance monitoring.
- Ensure compliance with regulatory requirements and internal policies throughout the underwriting process.
- Document and automate analytical frameworks and processes to reduce onboarding times for new team members as we grow.
- Collaborate with other departments, including Sales, Engineering, Product, Operations, Finance, and Legal, to streamline processes and enhance customer experience.
- Monitor loan portfolio performance and conduct periodic reviews to manage risk exposure effectively.
- Develop and manage periodic reporting templates to Senior Management and Upgrade Lending Partners.
- Monitor performance and profile at a merchant level to drive insights and decisions around merchant pricing and underwriting policy.
- Bachelor's degree in Finance, Economics, Business Administration, Statistics, Computer Science, or a related field.
- 5+ years of proven experience in Analytics domain in an at-scale technology, start-up, or high-growth company, preferably in short to mid-duration installment loans in Retail sector.
- Strong analytical skills with the ability to interpret and visualize complex data and draw meaningful conclusions.
- Meticulous attention to detail in reviewing documentation and assessing credit risk.
- Familiarity with credit risk management principles, regulatory requirements, and industry best practices.
- Knowledge and experience in statistical procedures, decision trees, and financial analysis tools.
- Excellent verbal and written communication skills to effectively convey credit decisions and recommendations.
- Ability to thrive in a fast-paced environment and manage multiple priorities effectively.
- Working knowledge in SQL and R/Python required, Tableau preferred. Comfortable working with Microsoft Office Suite. Experience exploring new tools and methodologies to solve real-world problems.
- Competitive salary and stock option plan.
- 100% paid coverage of medical, dental, and vision insurance.
- Flexible PTO.
- Opportunities for professional growth and development.
- Paid parental leave.
- Health and wellness initiatives.
The compensation range of this position in San Francisco, CA is USD $180,000 - $220,000 annually plus bonus, equity, and benefits. Within this range, an individual's base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience.
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
-
Senior Risk Management Specialist
3 weeks ago
San Francisco, California, United States City and County of San Francisco Full timeJob SummaryWe are seeking a highly skilled Senior Risk Management Specialist to join our team at the City and County of San Francisco. This is a challenging and rewarding role that requires a strong understanding of risk management principles and practices.Key ResponsibilitiesProvide risk management guidance to City departments and stakeholders.Develop and...
-
Senior Risk Analyst
3 weeks ago
San Francisco, California, United States Lawton Senior Living Full timeJob SummaryWe are seeking a highly skilled Senior Risk Analyst to join our team at Lawton Senior Living. As a Senior Risk Analyst, you will be responsible for building out credit research and analysis within Liquidity Product Management, providing fundamental credit research and financial analysis of SVB counterparties, offering recommendations regarding...
-
Senior Risk Analyst
4 weeks ago
San Francisco, California, United States Lawton Senior Living Full timeJob Title: Senior Risk AnalystWe are seeking a highly skilled Senior Risk Analyst to join our team at First Citizens Bank. As a Senior Risk Analyst, you will be responsible for building out credit research and analysis within Liquidity Product Management, providing fundamental credit research and financial analysis of SVB counterparties, and offering...
-
Risk Management Specialist
4 weeks ago
San Francisco, California, United States East West Bank Full timeJob Title: Risk Management SpecialistEast West Bank is seeking a highly skilled Risk Management Specialist to join our team. As a key member of our first line of defense risk management function, you will be responsible for implementing and managing our first line of defense risk management program.Key Responsibilities:Lead a team to perform first line...
-
Risk Management Specialist
3 weeks ago
San Francisco, California, United States University of California Full timeJob SummaryThis position requires onsite work 2 days per week and additional days as needed. The Claims and Litigation Specialist Risk Manager will serve as a lead and resource on cases of high complexity, applying extensive knowledge of industry practices in health care risk management and advanced professional concepts to substantial projects.The...
-
Senior Risk Manager
4 weeks ago
San Francisco, California, United States Davita Inc. Full timeJob SummaryWe are seeking a highly skilled Senior Risk Manager to join our Enterprise Risk Management team. The successful candidate will support the ERM group on all aspects of corporate insurance programs, including renewal placement and strategy, underwriting information and coverage placement, contract review, loss forecasting, and analysis.Key...
-
Actuarial Manager, Pricing Specialist
4 weeks ago
San Francisco, California, United States Risk & Insurance Management Society Inc Full timeAbout At-BayAt-Bay combines cutting-edge technology with industry-leading insurance to empower clients to manage risk effectively. By partnering with brokers and business owners, we provide innovative insurance products and proactive risk monitoring services for companies of all sizes and industries. Our diverse team, comprising analysts, developers,...
-
Risk Management Specialist
3 weeks ago
San Francisco, California, United States Mercury Full timeJob Title: Risk Management SpecialistAbout the Role:We are seeking a highly skilled Risk Management Specialist to join our team at Mercury. As a Risk Management Specialist, you will be responsible for developing and implementing risk management strategies to ensure the safety and security of our customers' financial information.Key Responsibilities:Develop...
-
Risk Management Specialist
3 weeks ago
San Francisco, California, United States Unreal Gigs Full timeWe're seeking a seasoned Risk Management Specialist to join our team at Unreal Gigs. As a key member of our organization, you'll play a vital role in identifying, assessing, and mitigating risks that could impact our success.As a Risk Management Specialist, you'll work closely with our finance, operations, legal, and compliance teams to assess risks and...
-
Senior Risk Manager
4 weeks ago
San Francisco, California, United States Mercury Full timeSenior AML Investigations ManagerMercury is building a comprehensive finance stack for startups, focusing on creating a seamless and secure banking experience for entrepreneurs and business owners. To achieve this, we prioritize protecting Mercury, customers, and the broader financial ecosystem from illicit activities and bad actors.The AML team conducts...
-
Senior Risk Management Professional
4 weeks ago
San Francisco, California, United States Wilbur-Ellis Full timeJob Summary:The Senior Risk Manager will support the Enterprise Risk Management (ERM) group on all aspects of corporate insurance programs. This role will be responsible for renewal placement and strategy across all programs, compilation and review of underwriting information and coverage placement, contract review, loss forecasting, and analysis to assist...
-
Senior Credit Risk Manager
4 weeks ago
San Francisco, California, United States LendingClub Bank Full timeAbout the RoleWe are seeking a highly skilled Senior Credit Risk Manager to join our team at LendingClub Bank. As a key member of our credit risk management team, you will be responsible for developing and implementing risk strategies to drive loan growth and yield improvement initiatives.You will work closely with our technology teams to ensure new...
-
Risk Management Specialist
4 weeks ago
San Diego, California, United States Risk Mitigation Consulting Full timeJob SummaryRisk Mitigation Consulting (RMC) is seeking a highly skilled Risk Analyst to join our team. As a Risk Analyst, you will conduct mission analysis and risk assessment functions for military and civilian customers. You will support Mission Assurance Assessment Teams with stakeholder coordination, data collection, analysis, information system...
-
Risk Management Specialist
4 weeks ago
San Francisco, California, United States East West Bank Full timeJob Summary:The First Line of Defense Risk Manager will play a critical role in implementing and managing the bank's first line of defense risk management program. This individual will work closely with first line of defense testers to ensure consistent and effective testing of control design and effectiveness, reporting, and tracking of results and...
-
Risk Management Specialist
2 months ago
San Francisco, California, United States East West Bank Full timeJob Title: First Line of Defense Risk ManagerEast West Bank is seeking a highly skilled First Line of Defense Risk Manager to join our team. As a key member of our risk management function, you will be responsible for implementing and managing our first line of defense risk management program.Key Responsibilities:Lead a team to perform first line testing of...
-
Senior Risk Management Professional
4 weeks ago
San Francisco, California, United States Wilbur-Ellis Full timeJob SummaryWe are seeking a highly skilled Senior Risk Manager to join our Enterprise Risk Management team. The successful candidate will support the ERM group on all aspects of corporate insurance programs, including renewal placement and strategy, underwriting information and coverage placement, contract review, loss forecasting, and analysis to assist in...
-
Senior Manager, Trust Risk Management
3 weeks ago
San Francisco, California, United States Pinterest Full timeAbout Pinterest:We're a platform where millions of people come to find new ideas every day. Our mission is to help them find inspiration and create a life they love. As a Senior Manager, Trust Risk Management, you'll play a crucial role in upholding this mission and pushing Pinterest forward. You'll grow as a person and leader in your field, all while...
-
Risk Management Specialist
4 weeks ago
San Francisco, California, United States Alliant Insurance Services Full timeJob SummaryWe are seeking a highly skilled and experienced Risk Management Specialist to join our team at Alliant Insurance Services. The successful candidate will be responsible for designing, developing, and implementing comprehensive technical risk assessment services and loss control training programs to service existing clients and secure new ones.Key...
-
Risk Management Specialist
4 weeks ago
San Francisco, California, United States JPMorganChase Full timeJob SummaryWe are seeking a highly skilled Risk Management and Compliance Specialist to join our team at JPMorgan Chase. As a key member of our Commercial Banking organization, you will play a critical role in helping us grow our business in a responsible and sustainable way.In this role, you will be responsible for assessing and managing credit risk for our...
-
Senior Risk Management Specialist
4 weeks ago
San Francisco, California, United States Goeverbright Full timeJob SummaryThis position will be responsible for supporting risk management and revenue protection initiatives and processes. The successful candidate will leverage automation, algorithms, and analytics to monitor performance and trends, identify conditions previously undetected, and improve overall efficiencies of activities related to risk management and...