Credit Risk Strategist
1 week ago
We are seeking a seasoned Credit Risk Analyst to support the development and management of Credit Risk Strategies for our Unsecured Personal Loans product. As a key member of our team, you will assist in building, managing, and implementing credit strategies, including onboarding, verification, pricing, and loan assignment, as well as testing strategies across various marketing channels and loan purposes.
The ideal candidate will have a strong background in credit risk management, with experience in consumer credit risk or similar quantitative roles. You will be proficient in Python, SQL, and R, with advanced skills in Microsoft Office, specifically Excel, PowerPoint, and Word. Experience with BI tools, such as Tableau or Looker, is also a plus.
As a Credit Risk Analyst, you will work closely with cross-functional partners across Marketing, Product, Technology, and Operations to shape and contribute to growth initiatives. You will also assist with ensuring internal controls documentation is maintained completely and accurately.
We offer a competitive portfolio of benefits to our employees, including a comprehensive compensation package, health insurance, and retirement savings plan. If you are a motivated and detail-oriented individual with a passion for credit risk management, we encourage you to apply for this exciting opportunity.
Key Responsibilities:
- Develop data-driven credit underwriting strategies using traditional and alternate data sources
- Manage credit strategy enhancements within area of responsibility and make compelling recommendations based on sound credit risk management principles, cost-benefit analysis, and customer experience
- Develop policy and procedures for credit strategy execution, including monitoring and controls to ensure intended execution of credit strategies
- Partner with Marketing, Product, Operations, and Technology teams to ensure smooth execution and all key control requirements are met
- Develop credit strategies to support partner initiatives, including changes to product strategy, marketing channels, and partnership opportunities
- Partner with data science team to explore new approaches, tools, and data sources to support improvements to credit strategies
- Develop necessary monitoring and analytical reports to track credit risk KPIs and present insights to senior management
- Develop a robust testing agenda to optimize and expand the business
- Ensure robust loss forecasting and that all credit strategy work aligns with Firm's credit risk appetite
- Ensure compliance with policies and requirements for all assigned responsibilities
-
Credit Risk Strategist
2 weeks ago
Phoenix, Arizona, United States Sumitomo Mitsui Banking Corp Full timeEvolve Banking with UsWe are seeking a seasoned Credit Risk Analyst to join our team at Sumitomo Mitsui Banking Corp. As a key member of our credit risk management team, you will play a crucial role in developing and implementing credit strategies for our Unsecured Personal Loans product.Key Responsibilities:Develop and manage credit underwriting strategies...
-
VP, Credit Risk Strategist
2 weeks ago
Phoenix, Arizona, United States Sumitomo Mitsui Banking Corp Full timeSummaryThe Credit Risk Analyst will play a key role in supporting the development and management of Credit Risk Strategies for the Unsecured Personal Loans product.Under the supervision of the Credit Risk Manager, the Risk Analyst will assist in building, managing, and implementing credit strategies, including onboarding, verification, pricing, and loan...
-
VP, Credit Risk Strategist
7 days ago
Phoenix, Arizona, United States Sumitomo Mitsui Banking Corp Full timeWe are seeking a highly skilled Credit Risk Analyst to support the development and management of Credit Risk Strategies for our Unsecured Personal Loans product.As a key member of our team, you will assist in building, managing, and implementing credit strategies, including onboarding, verification, pricing, and loan assignment, as well as testing strategies...
-
Risk Management Strategist
2 weeks ago
Phoenix, Arizona, United States American Express Full timeJob Title: Risk Management StrategistAmerican Express is seeking a highly skilled Risk Management Strategist to develop and implement business strategies and risk management solutions that leverage commercial or consumer bureau data.Key Responsibilities:Analyze structured and unstructured data to identify and evaluate new data sources that could add...
-
Risk Management Strategist
2 weeks ago
Phoenix, Arizona, United States American Express Full timeJob Title: Risk Management StrategistAmerican Express is seeking a highly skilled Risk Management Strategist to develop and implement business strategies and risk management solutions that leverage commercial or consumer bureau data.Key Responsibilities:Analyze structured and unstructured data to identify and evaluate new data sources that could add...
-
Risk Management Strategist
3 days ago
Phoenix, Arizona, United States American Express Full time**Job Summary**American Express is seeking a skilled Risk Management Strategist to develop business strategies and risk management solutions leveraging commercial or consumer bureau data. The ideal candidate will analyze structured and unstructured data, translating insights using statistical, financial, machine learning, or business intelligence...
-
Bank Credit Risk Analyst
2 weeks ago
Phoenix, Arizona, United States USAA Full timeAbout USAAUSAA is a leading financial services organization dedicated to serving the needs of U.S. military members and their families. Our mission is to facilitate the financial security of our members, and we're committed to making a real impact in their lives.The OpportunityWe're seeking a skilled Credit Risk Analyst to join our team. As a Credit Risk...
-
Bank Credit Risk Analyst
2 weeks ago
Phoenix, Arizona, United States USAA Full timeAbout USAAUSAA is a leading financial services organization dedicated to serving the needs of U.S. military members and their families. Our mission is to provide exceptional service and support to those who have served our country.The OpportunityWe are seeking a highly skilled Bank Credit Risk Analyst to join our team. As a key member of our credit risk...
-
Bank Credit Risk Analyst
2 months ago
Phoenix, Arizona, United States USAA Full timeAbout USAAUSAA is a mission-driven organization that facilitates the financial security of millions of U.S. military members and their families. Our core values of honesty, integrity, loyalty, and service guide everything we do, from how we treat our members to how we treat each other.The OpportunityWe are seeking a mid-level Credit Risk Analyst to join our...
-
Credit Risk Reporting Manager
2 weeks ago
Phoenix, Arizona, United States City National Bank Full timeJob Title: Credit Risk Reporting ManagerCity National Bank is seeking a highly skilled Credit Risk Reporting Manager to join our team. As a key member of our Credit Risk department, you will be responsible for managing Second Line of Defense Credit Risk Reporting and participating in strategic projects focused on transforming Credit Risk Reporting into a...
-
Bank Credit Risk Analyst
1 month ago
Phoenix, Arizona, United States USAA Full timeAbout USAAUSAA is a leading financial services organization dedicated to serving the needs of U.S. military members and their families. Our mission is to facilitate the financial security of our members, and we're committed to making a real impact in their lives.The OpportunityWe're seeking a highly skilled Credit Risk Analyst to join our team. As a Credit...
-
Credit Risk Reporting Manager
2 weeks ago
Phoenix, Arizona, United States City National Bank Full timeJob Title: Credit Risk Reporting ManagerCity National Bank is seeking a highly skilled Credit Risk Reporting Manager to join our team. As a key member of our Credit Risk Management department, you will be responsible for managing Second Line of Defense Credit Risk Reporting and participating in strategic projects focused on transforming Credit Risk Reporting...
-
Bank Credit Risk Analyst
2 weeks ago
Phoenix, Arizona, United States USAA Full timeAbout the RoleWe are seeking a highly skilled Credit Risk Analyst to join our team at USAA. As a Credit Risk Analyst, you will play a critical role in identifying and mitigating credit risk across our consumer credit portfolios. You will work closely with cross-functional teams to develop and deliver credit strategies, monitor credit performance, and...
-
Bank Credit Risk Analyst
1 week ago
Phoenix, Arizona, United States USAA Full timeAbout the RoleWe are seeking a highly skilled Bank Credit Risk Analyst to join our team at USAA. As a key member of our credit risk management team, you will be responsible for identifying and mitigating credit risk across our consumer lending portfolios.Key Responsibilities:Develop and implement credit risk strategies to optimize profitable growth within...
-
Senior Credit Risk Manager
1 week ago
Phoenix, Arizona, United States Western Alliance Bank Full timeJob Title: Senior Credit Risk Manager Location: CityScape Job Summary: We are seeking a Senior Credit Risk Manager to join our team at Western Alliance Bank. As a key member of our Credit Risk Management team, you will be responsible for overseeing the credit risk management process, ensuring that all loans and loan commitments adhere to existing policy...
-
Commercial Credit Risk Manager
3 days ago
Phoenix, Arizona, United States Western Alliance Bank Full timeJob Title: Commercial Credit Officer ILocation: CityScapeJob Summary:Western Alliance Bank is seeking a skilled Commercial Credit Officer I to join our team. As a key member of our Credit Risk Management function, you will be responsible for approving, administering, and reviewing loans and loan commitments to ensure compliance with our policies and...
-
Credit Portfolio Risk Analyst
4 weeks ago
Phoenix, Arizona, United States Western Alliance Bank Full timeJob Title: Credit Portfolio Risk Analyst ILocation: CityScapeJob Summary:The Central Credit Administration Group is a high-performing team within Western Alliance Bank. We are seeking a skilled Credit Portfolio Risk Analyst to provide analytical and data support related to credit, concentration, and counterparty risk within our portfolio. The successful...
-
Senior Bank Credit Risk Analyst
2 weeks ago
Phoenix, Arizona, United States USAA Full timeAbout USAAUSAA is a leading financial services company that serves the military community. We are committed to providing exceptional service and support to our members.Job SummaryWe are seeking a Senior Bank Credit Risk Analyst to join our team. As a Senior Bank Credit Risk Analyst, you will be responsible for identifying and mitigating credit risk,...
-
Credit Policy and Risk Management Specialist
4 days ago
Phoenix, Arizona, United States City National Bank Full timeCredit Policy and Risk Management SpecialistAt City National Bank, we are seeking a highly skilled Credit Policy and Risk Management Specialist to join our team. As a key member of our Credit Policy Committee, you will be responsible for developing and implementing credit policies and procedures that align with our bank's risk management objectives.Key...
-
Phoenix, Arizona, United States Western Alliance Bank Full timeAbout the RoleWe are seeking an experienced Enterprise Product Risk Management Strategist to join our team at Western Alliance Bank. In this critical role, you will be responsible for partnering with senior leaders to oversee an effective program managing Product and Service Delivery Risk for externally offered banking products.Key ResponsibilitiesPartner...