Bank Credit Risk Analyst

3 days ago


Phoenix, Arizona, United States USAA Full time
About USAA

USAA is a leading financial services organization dedicated to serving the needs of U.S. military members and their families. Our mission is to facilitate the financial security of our members, and we're committed to making a real impact in their lives.

The Opportunity

We're seeking a skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you'll play a critical role in identifying credit risk, developing and delivering credit strategies, and monitoring credit performance for consumer credit portfolios. You'll work closely with our team to optimize profitable growth within our risk appetite and mitigate operational and compliance risk.

This is a mid-level position that requires 4+ years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments. You'll have a strong understanding of banking regulations, risk, and compliance, as well as excellent presentation and communication skills.

Key Responsibilities
  • Apply industry-leading practices and analytical skills to identify risks and opportunities within managed portfolios.
  • Develop and deliver credit risk strategies across lines of defense.
  • Assist in delivering Bank credit risk strategies by driving analytical projects and communicating insights to key stakeholders.
  • Apply industry knowledge and competitive benchmarking to inform credit strategy development.
  • Use quantitative analysis to bring structure and clarity to challenging problems.
  • Develop and present comprehensive risk and financial reporting.
  • Perform complex financial risk sensitivity analysis.
  • Create requirements to support the management of credit strategy infrastructure.
  • Apply programming and analytical techniques to analyze credit data.
  • Provide support for junior team members regarding analytics and risk management.
  • Collaborate with key stakeholders to guide and facilitate teams in the development and implementation of key initiatives.
What We Offer

USAA offers a competitive salary range of $89,990 - $172,000, as well as a comprehensive benefits package, including medical, dental, and vision plans, 401(k), pension, life insurance, and paid time off. We're committed to supporting our employees' physical, financial, and emotional wellness.

Our career path planning and continuing education assist employees with their professional goals. We're an equal opportunity employer and welcome applications from qualified candidates.



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