Credit Manager

1 week ago


Big Falls, Minnesota, United States Hanmi Financial Full time
Job Summary

The Credit Manager is responsible for overseeing the underwriting and coordination of commercial lending transactions, ensuring compliance with bank policies and regulations. This role requires strong analytical and leadership skills, with the ability to train and supervise a team of credit officers and analysts.

Key Responsibilities
  • Supervise and train credit officers and analysts in underwriting commercial loans
  • Review and recommend loan structures based on credit and borrower information
  • Conduct site visits, meetings, and interviews with borrowers to assess creditworthiness
  • Analyze financial and repayment data to determine loan eligibility
  • Make recommendations for loan approval or denial
  • Attend and present credit proposals in loan committee meetings
  • Ensure compliance with bank policies and regulations, including state and federal laws
Requirements
  • Bachelor's degree from an accredited college or university
  • 10 years of related experience and/or training, or equivalent combination of education and experience
  • Advanced experience in commercial lending, compliance, and supervision
  • Excellent analytical, leadership, and communication skills
  • Ability to read, analyze, and interpret business periodicals, professional journals, and technical procedures
Benefits

Hanmi Financial offers a comprehensive benefits package, including paid sick and vacation leave, paid holidays, medical, dental, vision, life, and disability insurance, and optional retirement accounts.

We are an Equal Opportunity Employer and welcome applications from diverse candidates.


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