Executive Underwriter Leader

18 hours ago


San Antonio, Texas, United States USAA - United Services Automobile Association Full time
Job Summary

As a Senior Underwriting Policy Manager at USAA, you will lead a team in setting life insurance underwriting policy in support of the Chief Life Underwriter and other senior executives. You will assure policies, guidelines, and risk classification procedures are aligned with expected mortality and morbidity performance. You will also oversee and facilitate the ongoing transformation of the underwriting process to create sustainable and delightful member experiences.

Key Responsibilities

Creates and provides oversight and supervision of internal underwriting operating guidelines and procedures in support of mortality management policy.
Establishes medical underwriting policies and practices in conjunction with Chief Life Underwriter and Medical Directors.
Provides executive thought leadership on complex and unique underwriting cases and contestable claims.
Oversees and conducts ad-hoc mortality and risk classification trend analyses.
Leads the development of the Life Underwriting Policy team toward optimization of automated underwriting decision-making.
Responsible for monitoring existing underwriting automation platform for performance and controls and identifies enhancements to improve the overall member experience.
Ensures compliance with legislation and regulation regarding life insurance underwriting policies, practices, and procedures.

Requirements

Bachelor's Degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
10 years of life insurance underwriting experience with in-depth understanding of medical, non-medical, and financial underwriting principles and practices.
4 years of people leadership experience in a life insurance underwriting function to include building, managing, and/or developing high-performing teams.
Executive-level business acumen in the areas of underwriting policy, innovation, and life insurance industry practices, emerging trends, major issues, and regulatory considerations.
Fellow of the Academy of Life Underwriting (FALU).
Fellow of the Life Management Institute (FLMI).

What We Offer

Competitive salary range: $163,880.00-294,980.00.
Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based.
Comprehensive benefits package, including medical, dental, and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs.
Career path planning and continuing education to assist employees with their professional goals.


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