Mortgage Loan Originator

3 weeks ago

Naples, Florida, United States Trustco Bank Full time
Job Title: Mortgage Originator

At Trustco Bank, we are seeking a highly skilled Mortgage Originator to join our team. As a Mortgage Originator, you will play a critical role in increasing our mortgage loan portfolio by developing business contacts, attracting mortgage customers, and completing mortgage loan applications, processing, and closings.

Key Responsibilities:
  • Develop a business referral network through marketing, cold-calling, prospecting, and networking activities.
  • Participate in community efforts to promote homeownership.
  • Follow up on internet and branch referrals on prospective customers.
  • Meet with prospective borrowers to review and analyze credit and financial data to determine borrower financing objectives and goals.
  • Present appropriate Bank products and programs, explaining guidelines and advising on pricing and terms as required.
  • Collect supporting loan documentation and provide a complete package to the Mortgage Department.
Requirements:
  • High School Diploma or equivalent education or experience.
  • Sales experience within a residential lending environment.
  • Effective verbal and written communication skills.
  • Well-organized with the ability to manage multiple tasks and work to time-sensitive deadlines.
  • Ability to work well independently and in groups.
  • Working knowledge of Microsoft Office Programs, including Excel and Word.
  • Must be eligible to be registered in the Nationwide Mortgage Licensing System & Registry for purposes of the SAFE Act.
Preferred Qualifications:
  • A bachelor's degree in a business-related field.
Work Environment:

The work environment is largely sedentary, requiring the use of typical office equipment such as a computer, laptop, and phone. The employee is occasionally exposed to outside conditions and may be required to travel using a personal vehicle.

Trustco Bank is an equal opportunity/affirmative action employer. We are committed to providing a work environment that is free from discrimination and harassment. We welcome applications from diverse candidates and are an equal opportunity employer.

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