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Homeowners Insurance Underwriter

2 months ago


Tampa, Florida, United States Safepoint MGA, LLC Full time
Job Overview

Safepoint MGA, LLC is a leading Property & Casualty insurance provider looking for skilled Underwriters to enhance our Personal Lines Homeowners division. If you possess a strong aptitude for risk evaluation and a solid underwriting background, we invite you to consider this opportunity.

Position Summary

This role involves evaluating applications, inspections, and endorsement requests to assess the eligibility of properties or coverage requests in accordance with company standards.

Key Responsibilities

  • Analyze exterior inspection reports, new business submissions, risk alerts, and follow-up tasks on accounts requiring further underwriting review.
  • Assess requests for cancellation/nonrenewal actions, reinstatement requests, and endorsements for compliance.
  • Interpret manuals and contracts across various lines of business in multiple jurisdictions.
  • Conduct research and accurately input information into the company’s policy administration system.
  • Communicate effectively with internal and external stakeholders, escalating issues as necessary.
  • Meet established productivity and quality benchmarks.
  • Undertake additional tasks and projects as assigned.


Essential Functions

  • Support internal service associates via phone and email with exception requests beyond their authority.
  • Demonstrate critical thinking skills, assess risks, and make informed decisions.
  • Assist agents with new business exception requests through phone and email.
  • Provide constructive feedback on submissions and documentation required for applications or endorsements to meet company standards.
  • Maintain and obtain necessary Property & Casualty insurance licensing through the appropriate regulatory bodies.


Qualifications

  • 3-5 years of experience in agency or underwriting roles within the property and casualty insurance sector.
  • Possession of a FL resident 2-20 or 20-44 license, along with reciprocal licenses in all 50 states.
  • Comprehensive understanding of the underwriting process and associated analytics.
  • Strong communication and organizational skills.
  • Proficient computer skills and familiarity with various systems.
  • A college degree is preferred.


Physical Requirements

This position requires regular communication and interaction. Employees may frequently need to stand, walk, type, handle materials, and reach with hands and arms.

Work Environment

This role is based in a professional office setting, utilizing standard office equipment such as computers, phones, copiers, filing cabinets, and fax machines.

Compensation and Benefits

We recognize that talented professionals are drawn to organizations that offer a positive work environment, along with a comprehensive and competitive compensation and benefits package, including opportunities for personal development and career advancement. We are pleased to offer:

  • Competitive salary based on experience
  • Professional development and educational assistance programs
  • 401K plan with immediate vesting and automatic company contributions
  • Paid time off, including discretionary leave, parental leave, and more
  • Company-paid holidays
  • Health, dental, and vision insurance
  • Short and long-term disability insurance
  • Flexible spending accounts with company contributions
  • Health savings accounts with company contributions
  • Life and AD&D insurance for employees and dependents
  • Additional ancillary insurance benefit programs
  • And more...

Safepoint MGA, LLC is an equal opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age, or disability. Your opportunity for employment with Safepoint depends solely on your qualifications.

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