Mortgage Loan Processor

20 hours ago


East Tawas, Michigan, United States Huron Community Bank Full time
Job Summary

Huron Community Bank is seeking a skilled Mortgage Loan Processor to join our team. As a key member of our mortgage lending department, you will be responsible for processing and closing residential mortgage loans in a timely and efficient manner.

Key Responsibilities
  • Prepare and disclose application packages to clients within industry timelines
  • Manage a pipeline and provide backup support to teammates as needed
  • Collect and analyze necessary documentation from clients and third parties
  • Review credit reports, income, asset, and other documentation to determine LTV and DTI
  • Order and review appraisals, title work, flood determinations, and clear requirements
  • Develop expertise in government lending guidelines for processing and closing required documentation for FHA, VA, and Rural Development loans
  • Maintain knowledge of and follow all internal, federal, and state mortgage loan compliance regulations and policies
  • Prepare closing documents and coordinate closing with clients, title companies, and realtors
  • Review post-closed documentation packages to ensure completeness
  • Deliver closed loan packages to secondary market
  • Adhere to all applicable internal operational and security procedures
  • Report to work on time and maintain good attendance
Requirements
  • High School Diploma or GED required
  • Excellent written and verbal communication skills
  • Strong analysis, time management, and organization skills
  • Ability to work in a fast-paced office setting

TYPICAL PHYSICAL DEMANDS:

No unusual physical exertion required. Requires sitting, standing, bending, and reaching. Requires manual dexterity sufficient to operate standard office machines such as computers, fax machines, copy machines, calculators, telephones, and other office equipment. Requires normal range of hearing and vision.

TYPICAL MENTAL DEMANDS:

Must be able to analyze complex information at times and perform simple mathematical calculations. Must be able to work under high demands and handle stress and pressure.

WORKING CONDITIONS:

Works in a typical office setting and is stationed at a desk approximately 90% of the time. Occasional to moderate overtime may be required.



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