Mortgage Loan Originator

2 months ago


East Hartford, Connecticut, United States City National Bank of WV Full time
Job Summary

City National Bank of WV is seeking a highly skilled Mortgage Loan Specialist to join our team. As a Mortgage Loan Specialist, you will be responsible for implementing corporate policies and procedures designed to produce profitable first mortgage loans in the retail market served, in order to meet the strategic and financial goals of the Bank.

Key Responsibilities
  • Loan Production: Establish loan production sales goals with the Mortgage Division Manager and actively sell, refer, deliver, and promote mortgage loans to meet the Bank's strategic and financial goals.
  • Loan Origination: Provide loan disclosure forms to applicants within regulatory guidelines and maintain a thorough knowledge of all mortgage loan programs offered and a working knowledge of competitive products and services.
  • Loan Processing: Maintain a working knowledge of loan origination systems and procedures and serve as a liaison for ARM production for assigned Certified ARM Originators.
Requirements
  • Education: College degree preferred.
  • Experience: Minimum of 3 years mortgage lending experience.
  • Compliance: Must be compliant with Loan Officer Qualification Requirements of the SAFE Mortgage Licensing Act and Regulation Z, including a review of the candidate's financial responsibility, character, and general fitness prior to placement in the role and within 30 days of employment compliance with NMLS registration and corresponding background check requirements.
Performance Standards
  • Loan Volume: Generates sufficient loan volume to meet goals, with a minimum annual goal of $10 million in originations.
  • Documentation: Submits thorough loan applications with all applicable disclosures and communicates documentation requirements to borrowers.
Critical Skills
  • Sales Techniques: Good sales techniques and strong attention to detail.
  • Problem Solving: Good problem-solving skills and excellent communication skills.


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