Portfolio Manager

1 week ago


Hollywood, Florida, United States Amerantbank Full time
Job Title: Portfolio Officer

Amerant Bank is seeking a highly skilled Portfolio Officer to join our team. As a Portfolio Officer, you will play a critical role in maintaining the quality of our commercial loan portfolio and ensuring compliance with credit risk management policies.

Key Responsibilities:
  • Loan Approval Process: Coordinate and streamline the loan approval process, working closely with Relationship Managers, Credit Administration, and other bank units to ensure accuracy and quality of reports.
  • Treasury Functions: Manage the process for newly assigned Treasury functions, including Accounts Receivable and Supply Chain Programs, and Merchant Cash Advance Programs with partnerships.
  • Delinquency Management: Monitor and administer 30+ day delinquencies, risk rating process, exceptions, and covenant compliance, reporting issues to the Portfolio Team Leader.
  • Analysis and Underwriting: Conduct analysis and underwriting functions as needed, providing support on new business activities and preparing documentation and presentations.
  • Portfolio Review: Conduct annual reviews of existing credit relationships, recommending changes in risk rating and identifying loan policy exceptions.
  • Reporting and Compliance: Manage third-party reports, review, and collections, ensuring compliance with bank policies and regulations.
Requirements:
  • Education: Bachelor's degree in Accounting or Finance required, or pursuing a College degree.
  • Experience: 1-2 years of professional experience in lending, credit analysis, or underwriting.
  • Skills: Proficiency in Microsoft Office 365 products, including MS Word, MS Excel, MS Teams, and MS PowerPoint, and knowledge of Bank documentation and other Bank products.


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