Commercial Loan Credit Analyst

7 days ago


Hillsboro, Illinois, United States BANK OF HILLSBORO NA Full time
{"Job Title": "Commercial Loan Credit Analyst", "Job Description": "Job Summary

We are seeking a skilled Commercial Loan Credit Analyst to join our team at BANK OF HILLSBORO NA. As a key member of our lending team, you will be responsible for conducting thorough credit analyses and financial statement reviews to ensure the bank's commercial and ag loan relationships are sound and viable.

Key Responsibilities
  • Perform comprehensive credit analyses and financial statement reviews on commercial and ag loan relationships, including calculation of Debt Service Coverage per bank guidelines.
  • Create detailed credit presentations that summarize borrower's financial condition and evaluate repayment capacity and collateral coverage, making recommendations to loan officers and/or loan committee.
  • Work closely with Loan Officers to foster relationships and enhance the bank's understanding of credits.
  • Research industry-specific information from outside sources and provide analysis to support credit decisions.
  • Complete credit administration tasks, including annual reviews, financial covenant tracking, and borrowing base tracking.
  • Prepare monthly board reports to ensure transparency and accountability.
Requirements
  • Bachelor's degree in Accounting, Finance, or Business Administration, or commensurate banking experience.
  • Prior commercial credit experience is preferred.
  • Strong knowledge of spreadsheet and word processing software, specifically Excel, Word, and Microsoft Office.
  • Formal training in Microsoft Excel is a plus.
What We Offer

As a Commercial Loan Credit Analyst at BANK OF HILLSBORO NA, you will have the opportunity to work in a dynamic and collaborative environment, with a competitive salary and benefits package. If you are a detail-oriented and analytical individual with a passion for finance, we encourage you to apply for this exciting opportunity.

", "lang_code": "en-US"}

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