Senior Commercial Credit Review Officer

2 days ago


Birmingham, Alabama, United States First Horizon National Corporation Full time
Job Summary

We are seeking a highly experienced Commercial Credit Review Officer to join our team at First Horizon. As a key member of our credit risk management team, you will be responsible for reviewing and monitoring commercial credit quality and credit risk management practices to ensure compliance with bank policy, strategy, risk appetite, and tolerance.

Key Responsibilities
  • Identify, assess, and report credit risks in various Bank loan portfolios through Credit Assurance Services (CAS) process, including transactional review and targeted exam.
  • Assess and report the effectiveness of Credit Risk Management process in various lending and lending support areas.
  • Assess and report the Bank's effectiveness in operating within established credit policy, risk appetite, and tolerance. Provide recommendations and influence a sound Credit Management and internal control environment.
  • Lead different types of exams/projects and handle reviews of complex commercial credits.
  • Identify, assess, and report credit risks in various Bank loan portfolios through Credit Assurance Services (CAS) process, including portfolio/unit monitoring.
  • Serve as Desk Officer for assigned portfolios/units (generally 2 or more) - monitor and report credit quality, credit risk management, and emerging risks based on activities including review of continuous and targeted exam review results, review of portfolio and industry information, and interaction with Line and Credit Risk Management.
  • Track and follow up on Moderate-High level issues identified in CAS and regulatory exams, including validating corrective action plan results.
  • Complete department reports and/or special projects as assigned.
  • Provide mentoring/training to other team members.
Requirements
  1. Bachelor's degree required, but master's is preferred.
  2. 8 to 10 years required of Commercial loan/credit review, credit analysis, underwriting, portfolio management. 10+ preferred experience.
About Us

First Horizon is a leading regional financial services company, dedicated to helping our clients, communities, and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

Benefits
  • Medical with wellness incentives, dental, and vision
  • HSA with company match
  • Maternity and parental leave
  • Tuition reimbursement
  • Mentor program
  • 401(k) with 6% match
  • More
Corporate Diversity Commitment

We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities



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