Credit Risk Analyst

5 days ago


Birmingham, Alabama, United States gpac Full time
Commercial Credit Analyst

GPAC is seeking a highly skilled Commercial Credit Analyst to support our lenders in underwriting requests for credit extensions to new and existing commercial clients.

Key Responsibilities:
  • Analyze financial data and prepare written reports evaluating the short and long-term prospects of individual or company borrowers.
  • Make recommendations to Loan Officers on loan granting or denying and prepare documentation to support recommendations.
  • Identify and interpret trends in financial data, including key financial ratios.
  • Provide thorough documentation of financial analysis via spreadsheets and written credit offering memorandums.
  • Suggest a loan grade after conducting a thorough credit analysis and documentation review.
  • Coordinate work tasks within the department to ensure smooth and efficient information flow.
  • Perform annual review of loan relationships.

Requirements:

  • 5 years of experience in a bank as a Credit Analyst.

GPAC is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are client-focused and deliver the right solutions at the right time.


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