Mortgage Product Manager

5 days ago


Houston, Texas, United States Golden Bank NA Full time

At Golden Bank NA, we are seeking a highly skilled Mortgage Specialist to join our team. As a Mortgage Specialist, you will play a critical role in managing the mortgage application process from initial consultation through to loan closing.

We estimate the annual salary for this position to be between $65,000 and $90,000, depending on location and experience.

About the Job

The Mortgage Specialist is responsible for working closely with clients to understand their financial needs, collecting and verifying necessary documentation, and ensuring compliance with all regulatory requirements.

  • Conduct initial client consultations to assess financial needs and recommend appropriate mortgage products.
  • Guide clients through the mortgage application process, ensuring all required documentation is collected and submitted accurately.
  • Maintain strong relationships with clients and retail banking associations to generate and manage referrals.
Key Responsibilities:
  1. Work closely with retail banking partners to ensure a seamless referral process and provide timely updates on referred clients.
  2. Communicate with loan officers, underwriters, and clients to resolve any issues or discrepancies.
  3. Ensure compliance with all federal, state, and company regulations and policies.
  4. Submit loan applications to underwriting for approval and follow up on outstanding conditions.

You will be working in an office setting with occasional travel for client meetings and networking events. You may also need to work flexible hours, including evenings and weekends, and potentially overtime during peak periods.

Requirements
  • Bachelor's degree in business, finance, or a related field.
  • Provide experience in mortgage processing or a related field.
  • Strong knowledge of mortgage products, lending practices, and regulatory requirements.
  • Excellent communication and interpersonal skills.
  • Ability to work independently and as part of a team.


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