Risk Underwriter
4 weeks ago
Slope is seeking a highly skilled Risk Underwriter to join our team in Salt Lake City, Utah. As a Risk Underwriter, you will play a critical role in managing credit and fraud risk for our growing customer base.
Key Responsibilities:- Responsible for the underwriting and credit review process, including tracking customer submissions, building a financial case, and providing recommendations in adherence to our risk policies.
- Analyze and evaluate risk associated with new and existing business opportunities, reviewing client applications, financial statements, and other relevant data to determine risk levels.
- Review individual transactions and risks within Slope's compliance process, engaging with clients and brokers to gather necessary information and provide recommendations.
- Maintain strong relationships with clients and brokers to facilitate smooth underwriting processes, iterating with customer success, product, and engineering teams on the customer experience.
- Maintain records on underwriting decisions, risk assessments, and client interactions, ensuring accuracy, organization, and compliance with company policies.
- Interact with customers and partners directly on requests that will impact credit results, educating internal teams and customers on Slope's risk policies and ensuring compliance across accounts and transactions.
- Collaborate with other teams, including sales, legal, and compliance, to ensure that our underwriting practices are in sync with company goals and regulatory requirements.
- Partner with data science, customer success, and credit risk to develop KPIs and build monitoring dashboards, ensuring timely repayment from customers through outbound and inbound communication.
- 5+ years of experience in risk underwriting/management.
- Experience with consumer/small business lending and payments risk management.
- Excellent written and verbal communication skills, confident in handling complex and challenging conversations with customers.
- Experience in customer support or customer success is a plus.
- Attention to detail, strong work ethic, and a relentless drive.
- Excel and enjoy a collaborative and in-person workplace.
- Comfortable with handling ambiguity and creating processes from scratch.
- A demonstrated ability to get stuff done.
- Self-directed and able to work with minimal supervision.
- Iterative mindset.
- Travel required once a quarter.
- Strong skill set with Google Documents/Sheets/Slides, Microsoft Excel (creating charts, formulas, pivot tables, and v-lookups).
- SQL and Python are strongly preferred.
- Greater Salt Lake City area required.
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