Risk Analyst

2 days ago


Salt Lake, Utah, United States Goldman Sachs Full time

Divisional Overview

The Risk Division at Goldman Sachs is a team of specialists responsible for managing the firm's credit, market, liquidity, and operational risk. Our work contributes directly to the firm's success by assessing the creditworthiness of counterparties, monitoring market risks, and providing analytical and regulatory compliance support. We're looking for collaborative individuals with strong ethics and attention to detail to join our team.

Key Responsibilities

  • Conduct fundamental credit analysis of quantitative and qualitative credit factors on Structured Finance and Commercial Real Estate financings.
  • Perform counterparty reviews, including recommending internal risk ratings and regulatory risk ratings.
  • Monitor and assess counterparts and industry subsectors, reporting relevant information to senior management.
  • Develop a thorough understanding of counterparty financial disclosures and transaction memoranda.
  • Identify and escalate notable industry and performance trends, recommending action to senior team members.
  • Monitor the performance of counterparties in the portfolio, including adherence to covenants and analyzing performance relative to budget and/or underwriting expectations.
  • Determine macro factors impacting fundamental credit quality at both industry and sub-sector levels.
  • Prepare and submit in-depth analysis supporting counterparties' ratings for Federal regulatory examinations.

Basic Qualifications

  • Bachelor's Degree
  • 2-4 years of relevant experience in credit analysis or asset/portfolio management

Preferred Qualifications

  • Industry knowledge of Structured Finance and/or Commercial Real Estate Financing
  • Functional background or relevant experience in asset finance and accounting
  • Experience in credit analysis, ratings analysis, corporate finance, and/or research desired
  • Strong analytical and communication skills, both oral and written
  • Team player with an ability to work effectively with colleagues in other regional offices
  • Flexibility, ability to learn quickly
  • Strong organizational skills and the ability to manage multiple assignments concurrently

Goldman Sachs offers many opportunities at the Associate level. We're looking for candidates with excellent academic records and a combination of analytical and communication skills. Flexibility, time management, and the ability to learn quickly are crucial in this fast-paced environment.



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