Mortgage Loan Originator

5 days ago


Bellevue, Washington, United States Alaska USA Full time
Job Summary

We are seeking a highly skilled Mortgage Loan Originator to join our team at Alaska USA. As a Mortgage Loan Originator, you will be responsible for originating mortgage loans and promoting related programs within the real estate profession and through personal networks.

Key Responsibilities
  • Market mortgage loan programs to the real estate sales industry and to personal contacts.
  • Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields.
  • Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.
  • Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes.
  • Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.
  • Conduct sales presentations for Realtors as necessary to enhance business relations.
Requirements
  • Bachelor's degree in Business Administration with advanced industry courses in real estate lending.
  • Two years of real estate lending experience with at least one year at the loan officer/originator level. Advanced industry courses in real estate lending.
  • Strong attention to detail and ability to perform industry-related analysis required. Strong selling and communication skills. A good working knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations and programs.
Benefits
  • Short-term and long-term incentives
  • Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
  • 401(k) plan with a 5% match
  • Employee Assistance Program (EAP)
  • Life and disability coverage
  • Voluntary cash benefits for accident, hospitalization and critical illness
  • Tuition Reimbursement
  • Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays


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