Mortgage Banking Specialist
4 weeks ago
Mortgage Loan Originator Role
As a Mortgage Loan Originator at First Financial Bancorp, you will be responsible for originating mortgage loans sourced through established referral partners, retail banking branches, internal departments, and marketing efforts. Your primary goal will be to self-source mortgage leads, convert them into applications, and present personalized mortgage products and solutions to potential customers.
Key Responsibilities:
- Evaluate the needs of potential customers and offer appropriate mortgage products and services.
- Prepare and compile mortgage applications and information for processing.
- Provide ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business.
- Respond to mortgage inquiries and requests regarding accounts from assigned branches.
- Promote and cross-sell other bank products and services as appropriate to customer requirements.
- Provide data to support marketing and sales promotion programs.
- Work directly with sales managers to assist with CRA loan initiatives in local markets.
Requirements:
- Minimum of 2 years' experience originating residential mortgages, 4 years preferred.
- Must have existing referral networks established to provide mortgage leads.
- Must have prior experience using loan originating software and MS Office products.
- Strong product knowledge and underwriting requirements for Conventional and Government (FHA, VA, USDA) mortgage programs.
- Bachelor's degree (B.A.) or four years related experience and/or training; Must have or ability to obtain Mortgage Loan Originator License with NMLS.
- Must be trained in all areas of mortgage lending.
Compliance Statement:
The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures.
This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.
It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.
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