Mortgage Consultant, Loan Originator
3 weeks ago
Job Summary
Sibcy Cline is seeking a skilled Mortgage Consultant to join our team. As a Mortgage Consultant, you will be responsible for guiding applicants through the loan process, analyzing financial information, and developing relationships with potential new business referral partners.
Key Responsibilities
- Prospect and develop relationships with potential new business referral partners, including realtors, builders, and bank colleagues.
- Analyze applicants' financial status, credit, and other necessary information to determine the feasibility of granting loans.
- Communicate with applicants to answer questions about the loan process and provide information on loan and credit options.
- Ensure accuracy of loan applications before sending them to loan processors.
- Engage in sales meetings to develop new business opportunities and educate on new product offerings.
- Review final closing statements for accuracy and communicate with customers.
Requirements
- 5+ years of experience in real estate, mortgage origination, or lending.
- Current NMLS State License or Federal NMLS Registration.
- Knowledge of FHA, VA, USDA, conventional, fixed/adjustable loans, Bridge Loans, Non-Confirming Loans, FNMA, and FHLMC.
- Understanding of loan originator/proprietary software.
- Bachelor's Degree in business, finance, banking, real estate, or a related field.
Work Context
Employees in this position are centralized in branch offices and meet with clients at varying locations. Mortgage consultants also communicate with clients during evening and weekend hours.
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