Mortgage Banking Specialist
4 weeks ago
We are seeking a highly skilled Mortgage Banking Specialist to join our team at First Mutual Holding Company. As a Mortgage Banking Specialist, you will be responsible for originating first mortgage loans and home improvement loans for consumers.
Key Responsibilities:
- Engage in sales efforts at the customer's home or place of business and away from the bank's place of business or any office maintained for loan production business purposes.
- Respond to customer/contact inquiries regarding the association's loan products and customer's applications.
- Keep up-to-date on government regulations and the association's policies and procedures regarding lending; participate in quarterly compliance training on banking regulations for industry.
- Promote the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods.
- Project a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions.
- Know, understand, and comply with current fair lending laws and bank policies and procedures; structure relationships with service providers in a strategic manner; develop performance metrics; measure vendor performance, provide feedback and hold accountable.
Requirements:
- Experience in mortgage lending along with lending laws, regulations, & guidelines is preferred.
- Experience in financial services or banking is preferred.
- Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred. CRM software is preferred.
Education:
- High School Diploma or equivalent is required; Bachelor's degree is preferred.
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