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Commercial Credit Analyst I/II

2 months ago


Baltimore, Maryland, United States National Black MBA Association Full time

Job Overview:


At National Black MBA Association, we are committed to enhancing financial well-being through meaningful connections.

Our mission revolves around Responsible Growth, ensuring we serve our clients, team members, communities, and stakeholders effectively every day.


We believe that fostering a diverse and inclusive environment is essential for driving Responsible Growth. We are dedicated to creating a workplace that values a wide range of backgrounds and experiences, investing in our team members and their families by providing competitive benefits that support their overall well-being.

National Black MBA Association emphasizes collaboration while offering flexibility tailored to various roles within our organization.


Joining our team will provide you with a fulfilling career filled with opportunities for learning, growth, and impactful contributions.

We are currently seeking a Credit Underwriter I/II to join our Healthcare, Education, and Not-for-Profit Group (HENFP). This group is integral to our Global Commercial Bank, addressing the financial needs of diverse 501(c) not-for-profit clients, including healthcare providers, educational institutions, and traditional not-for-profit organizations.

This role involves conducting risk assessments and analyzing repayment capacities (financial, borrower, industry, etc.) while preparing transaction justifications for moderately complex to complex transactions with limited oversight.

Key Responsibilities:

  • Assess creditworthiness and provide analysis to determine client eligibility for credit facilities.
  • Collaborate with Credit Officers, Relationship Management, and Risk teams to deliver tailored credit solutions.
  • Monitor client performance and financial health, proactively identifying challenges and opportunities.
  • Provide financial modeling, loan structuring, and industry analysis to support the loan decision-making process.
  • Ensure compliance with credit policies, guidelines, procedures, and relevant regulatory requirements.

Required Skills:
  • 5+ years of substantial experience in financial analysis, structuring, underwriting, and portfolio management.
  • Strong analytical and technical skills, including financial accounting and modeling.
  • Excellent communication skills, capable of engaging with various stakeholders.
  • Experience in financial analysis and portfolio management.

Desired Skills:
  • BS/BA degree with 2-3 years of credit analyst experience preferred.

Core Competencies:
  • Credit and Risk Assessment
  • Financial Analysis
  • Underwriting
  • Attention to Detail
  • Written Communication
  • Financial Forecasting and Modeling
  • Organizational Skills
  • Credit Documentation Requirements
  • Analytical Thinking
  • Collateral Management
  • Loan Structuring
  • Business Acumen
  • Collaboration
  • Prioritization

Minimum Education Requirement:
High School Diploma / GED / Secondary School or equivalent.
Shift: 1st shift (United States of America)

Hours Per Week: 40

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