Senior Credit Risk Analyst

4 days ago

New York, New York, United States CLEO Full time
About Cleo

Cleo is a fast-growing fintech company that empowers people to build a life beyond their next paycheck. We're backed by top VC firms and have reached millions of people to support them throughout their financial lives.

Job Description

We're seeking a senior credit risk analyst to help us build our next generation of credit underwriting models and strategy. As Cleo coaches customers to improve their financial health over time, our Cleo+ subscription is helping them access the best products to take action and meet their financial goals.

Key Responsibilities
  • Leverage data and analytics to reduce loss rates and improve customer experience
  • Optimize risk thresholds, policies, and strategy to expand member access and eligibility criteria of our credit products
  • Apply expertise in quantitative analytics to understand drivers of risk and suggest strategies to mitigate them
  • Build dashboards to monitor and report the performance of credit products
  • Design, execute, and analyze the results of experiments across our credit product
  • Leverage state-of-the-art techniques to combat and mitigate fraud risk
Requirements
  • Bachelor's degree in Engineering, Math, Finance, or other quantitative discipline; Master's degree is a plus
  • 3-5 years of analytical experience, preferably in a credit risk role at a fintech company
  • Experience in designing lending products compliant with US state and federal regulations
  • Experience in SQL, Python, or other statistical modeling tools
  • Knowledge of state-of-the-art machine learning techniques
  • Advanced Microsoft Excel skills
  • Experience working on A/B testing
  • Detail-oriented with exceptional organizational skills
  • Ability to work in a fast-paced environment and meet aggressive deadlines
What We Offer
  • Competitive compensation package (base + equity)
  • Clear progression plan with opportunities for growth and development
  • Flexible work arrangements, including remote work options
  • Generous benefits package, including medical insurance, dental, and vision
  • 401k matching and parental leave
  • Regular socials and activities, online and in-person

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