Senior Credit Analyst

4 weeks ago


New York, New York, United States Carver Federal Savings Bank Full time
Job Title: Senior Credit Analyst

Carver Federal Savings Bank is seeking a highly skilled Senior Credit Analyst to join our team. As a Senior Credit Analyst, you will be responsible for analyzing financial statements, credit reports, and other relevant data to determine the creditworthiness of borrowers and the risk associated with lending to them.

Key Responsibilities:
  • Analyze financial statements, credit reports, and other relevant data to determine the creditworthiness of borrowers and the risk associated with lending to them.
  • Develop and maintain relationships with borrowers, attorneys, accountants, and other external professionals to gather information and resolve issues.
  • Collaborate with the lending team to ensure that all loans are thoroughly underwritten and meet the bank's credit standards.
  • Conduct site visits and prepare site visit reports to assess the creditworthiness of borrowers and the risk associated with lending to them.
  • Assist with the annual review of existing loans to ensure that they continue to meet the bank's credit standards.
Requirements:
  • Bachelor's degree from an accredited institution, with an equivalent of 5+ years of experience in underwriting and analyzing commercial real estate and business loans.
  • Strong analytical and critical thinking skills, with the ability to understand and communicate complex credit issues.
  • Proficient in analyzing financial statements and reviewing overall credit quality.
  • Ability to work with minimal supervision and to interact with borrowers, attorneys, accountants, and other external professionals as required.
  • Strong verbal and written communication skills, with the ability to develop and maintain relationships with borrowers and other external professionals.
About Carver Federal Savings Bank:

Carver Federal Savings Bank is a federally chartered institution with approximately $610 million in assets and 125 employees. We are committed to providing excellent customer service and to helping our customers achieve their financial goals. We offer a competitive salary and benefits package, as well as opportunities for professional growth and development.


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