Credit Risk Analyst

2 days ago


New York, New York, United States U.S. Bank Full time
Job Title: Credit Risk Analyst

At U.S. Bank, we're committed to helping our customers and businesses make informed financial decisions. As a Credit Risk Analyst, you'll play a critical role in supporting our Relationship Managers and Portfolio Managers in managing customer relationships. Your responsibilities will include:

Key Responsibilities:
  • Overseeing accurate and consistent financial statements, quarterly trend analyses, and covenant tests in accordance with bank spreading standards and credit policies.
  • Analyzing financial data and preparing comprehensive written analyses to support credit decisions.
  • Assisting Portfolio Managers in preparing and presenting credit requests for Credit Approval.
  • Maintaining a compliance monitoring and financial statistic database to track credit agreement requirements and customer financial reporting.
Requirements:
  • Bachelor's degree in a related field, or equivalent work experience.
  • Three to five years of experience in a finance or analytical role.
Preferred Skills:
  • Background in economics, accounting, and/or finance, with the ability to apply knowledge to understand the lending and business environment.
  • Effective analytical and technical report writing skills.
  • Effective verbal and written communication skills.
Benefits:
  • Comprehensive benefits package, including healthcare, basic term and optional term life insurance, short-term and long-term disability, and 401(k) and employer-funded retirement plan.
  • Paid vacation and up to 11 paid holiday opportunities.
  • Adoption assistance and sick and safe leave accruals.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, or veteran status.


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