Senior Underwriting Consultant

4 weeks ago


Walnut Creek, California, United States Liberty Mutual Insurance Full time

Job Summary

The Senior Underwriting Consultant will be responsible for developing and growing a profitable book of business through effective underwriting decision-making, strong market-facing leadership presence, and application of underwriting tools and resources. The ideal candidate will have commercial lines underwriting experience and broker relationships in the Northern California area.

Key Responsibilities

  • Reviews, rates, underwrites, evaluates, or assesses the business applying for insurance by qualifying accounts, identifying, selecting and assessing risks, determining the premium, policy terms and conditions, obtaining approvals, creating/presenting the proposal to the agent/broker, and successfully negotiating deals.
  • Demonstrates a high level of responsiveness and focus on supporting Key Agents and Brokers objectives. Establishes, develops, and maintains successful relationships with Key Agents and Brokers to facilitate marketing of products, through responsive service, site visits, in person renewal meetings or enhanced knowledge of their customers businesses.
  • Manages a sizable and complex book of business by analyzing the portfolio, identifying areas of opportunity for improved growth, profit and diversification, and executing marketing plans to increase market share by making marketing calls to preferred brokers to market and cross market.
  • Documents files in a way that reflects a solid thought process and decision making through comprehensive account reviews, sign-offs and referrals that comply with state regulations, letter of authority, and underwriting guidelines.
  • Formally guides, mentors, and coaches underwriters and account analysts in both technical and professional skills. Demonstrates multiple areas of expertise and provides regular updates to other underwriters.

Requirements

  • Property and Casualty underwriting experience in the Northern California market
  • Expert-level knowledge of insurance products/coverage, underwriting, pricing, risk selection, market segments and marketplace; insurance finance and actuarial concepts; loss control/risk engineering; marketing techniques, regulatory environment and reinsurance; advanced-level knowledge of territory management
  • Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals
  • Solve complex problems
  • Establish and build healthy working relationships exceeds in mentoring relationships, and negotiate as normally acquired
  • Bachelor's degree
  • CPCU or professional insurance designation strongly preferred

About Us

At Liberty Mutual, our purpose is to help people embrace today and confidently pursue tomorrow. That's why we provide an environment focused on openness, inclusion, trust and respect. Here, you'll discover our expansive range of roles, and a workplace where we aim to help turn your passion into a rewarding profession.



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