Agricultural Loan Officer

2 weeks ago


North Platte, Nebraska, United States Adams Bank and Trust Full time
Job Overview

Adams Bank & Trust is seeking a driven and results-oriented professional to enhance our Agricultural lending division.

Signing bonus may apply


Position Summary

The Agricultural Banker is responsible for all aspects of originating, underwriting, and finalizing both secured and unsecured commercial loans, adhering to established lending goals, policies, and procedures. This role is crucial in building, nurturing, and optimizing relationships with both current and prospective clients, while effectively increasing loans, deposits, and fee income. It is essential to ensure compliance with credit quality standards.

  1. Manage a portfolio of existing clients, enhancing relationships based on their financial needs. Collect and oversee the compilation of all necessary documentation for loan applications. Collaborate with Credit Administration to request appraisals, credit reports, background checks, and other relevant information for loan evaluations. Communicate with applicants or creditors to clarify inquiries and negotiate terms.
  2. Identify and develop new business opportunities.
  3. Enhance relationships with new and existing clients by promoting key deposit and fee income products/services as per customer requirements.
  4. Facilitate negotiations with clients, both new and existing, in line with established standards, including fees, repayment options, and other credit terms. Present loan applications to the loan committee for approval beyond individual authority. Ensure that loan agreements are complete and compliant with policy. Oversee timely loan closing and funding processes, maintaining updated loan documentation and files.
  5. Actively participate in community initiatives that promote the Bank and support business development efforts.

For additional details, please refer to the complete job description.



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