Senior Mortgage Underwriter
3 days ago
Job Summary:
At American Neighborhood Mortgage Acceptance Company LLC, we are seeking a highly skilled Senior Mortgage Underwriter to join our team. As a Senior Mortgage Underwriter, you will be responsible for the underwriting of loans in accordance with company and investor guidelines. You will work closely with our underwriting team to ensure that all loan packages are thoroughly reviewed and analyzed for compliance with various investor and government agency guidelines.
Key Responsibilities:
- Timely underwriting of loan credit packages and appraisals for compliance with various investor and government agency guidelines.
- Contact with private investors and government agencies to resolve any issues or questions that may arise on loan files, programs, etc.
- Review and analyze income from both personal and corporate tax returns.
- Communicate decision on loans to appropriate parties both verbally and in writing.
- Analyze loan packages for any sign of fraudulent documentation or information.
- Work with Loan Originators to restructure questionable loans into a salable package.
- Remain informed of all government regulations, requirements and laws for both branch and broker submissions.
- Consult with the Processing and Closing departments to ensure that all underwriting conditions are met prior to closing the loan.
- Review and clear all underwriting conditions prior to closing.
Qualifications:
- High School diploma or equivalent.
- 5 years Conventional front-line underwriting.
- FHA Direct Endorsement required.
- VA LAPP and SAR, USDA, and/or Jumbo required.
- Pass pre-hire assessment.
- Complete new hire training including underwriting of test cases and second level review of live loans.
- Knowledge of various investor guidelines and requirements.
- Minimum of 20 mbps download and 3 mbps upload internet bandwidth speeds are required.
About Us:
American Neighborhood Mortgage Acceptance Company LLC is an Equal Opportunity Employer. We are committed to providing a fair and inclusive work environment for all employees. If you are a motivated and detail-oriented individual who is passionate about mortgage underwriting, we encourage you to apply for this exciting opportunity.
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