Senior Equipment Finance Underwriter Specialist

2 weeks ago


Irving, Texas, United States Wells Fargo Full time
Position Overview:

Wells Fargo is in search of a skilled Senior Equipment Finance Underwriter to enhance our Vendor Financial Services division. We prioritize candidates who value diversity, equity, and inclusion, fostering a workplace where every individual feels appreciated and motivated.

Key Responsibilities:
  • Conduct comprehensive research and assess the creditworthiness of moderately complex commercial or business loan and lease applications within the Equipment Finance Underwriting sector.
  • Evaluate and analyze moderately complex commercial or business loan and lease requests that necessitate thorough scrutiny.
  • Perform regular assessments on assigned portfolio credits to ensure ongoing compliance and risk management.
  • Maintain accurate risk ratings and pertinent data within our systems of record.
  • Authorize loans or leases within designated credit limits and propose transactions exceeding that authority.
  • Collaborate and engage with Equipment Finance Underwriting colleagues and mid-level management to achieve organizational goals.
  • Work alongside internal and external business partners to gather essential information for informed decision-making.
Essential Qualifications:
  • A minimum of 4 years of experience in Equipment Finance Underwriting or equivalent demonstrated through a combination of work experience, training, military service, or education.
Preferred Qualifications:
  • Proficient in Microsoft Excel and Word with strong system and computer skills.
  • Experience in commercial underwriting and lending.
  • Background in underwriting across various industries, including construction, healthcare, and technology.
  • Proven experience underwriting transactions ranging from 1 to 25 million.
Commitment to Diversity:

Wells Fargo is dedicated to fostering a diverse and inclusive work environment. We encourage applications from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran, or any other status protected by applicable law.

Our employees play a crucial role in building strong customer relationships while maintaining a culture focused on risk mitigation and compliance. They are responsible for executing all relevant risk programs and adhering to Wells Fargo policies and procedures.

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