Commercial Lines Underwriter

1 week ago


Jacksonville, Florida, United States Citizens Property Insurance Full time
Job Overview

POSITION SUMMARY:

The Underwriter I - CL is responsible for assessing and analyzing applications for property insurance to determine their suitability and pricing decisions. This role utilizes various underwriting tools and resources in alignment with corporate underwriting standards and guidelines. Additionally, Underwriters maintain agent relationships while managing the commercial book of business, which includes reviewing and approving policy modifications, cancellation and reinstatement requests, renewal assessments, and related initiatives.

The ideal candidate should reside within a reasonable commuting distance to Citizens' offices.

KEY RESPONSIBILITIES:
  • Exemplify ethical conduct and perform job duties in accordance with Citizens' core values, ethics, and information protection policies.
  • Evaluate and underwrite Property and Casualty policy applications, renewals, and cancellations to assess risk acceptability, pricing, and coverage in line with underwriting authority and corporate guidelines.
  • Engage with agents and other stakeholders to gather necessary information for risk assessment and provide technical guidance regarding the company's policies, coverages, and procedures.
  • Determine appropriate actions regarding policy issuance, cancellation, non-renewal, or modifications in compliance with statutory requirements.
  • Contribute to special projects and undertake additional responsibilities as required.
ESSENTIAL SKILLS AND QUALIFICATIONS:
  • Fundamental technical knowledge related to Commercial Underwriting.
  • Comprehensive understanding of insurance coverages, policies, and procedures.
  • Proficiency in Microsoft Office Suite and other web-based applications.
  • Strong analytical, problem-solving, and decision-making abilities.
  • Effective verbal and written communication skills.
  • Ability to work independently as well as collaboratively within a team.
  • Capability to manage multiple tasks and adapt to changing priorities.
  • Skill in organizing and analyzing information into various reports and formats.
EDUCATION AND EXPERIENCE REQUIREMENTS:
  • High School Diploma or GED.
  • Associate/Technical Degree or 2 years of relevant experience, or a combination of both college and experience equivalent to 2 years.
  • Additional education may be considered towards work experience.
AND
  • A minimum of 2 years of experience in commercial property insurance underwriting operations or other relevant work experience that can be applied to this position, with 2 years of experience potentially substituted by a Bachelor's degree in Risk Management or a related business field.
PREFERRED QUALIFICATIONS:
  • Possession of an IIA Certificate in General Insurance or an equivalent insurance designation.
  • CPCU designation.
WORK ENVIRONMENT:

Citizens is committed to being an Equal Opportunity Employer.

Visa sponsorship and relocation assistance are not available for this position.

ABOUT CITIZENS:

Citizens Property Insurance is dedicated to serving the people of Florida as the state's insurer of last resort, promoting a healthy property insurance market. We value the contributions of experienced and dedicated individuals from diverse backgrounds, whether in or out of the insurance industry.

We offer a competitive compensation and benefits package, including comprehensive medical/dental coverage, retirement savings plans, generous paid time off, and professional development opportunities.

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