Mortgage Loan Originator

4 weeks ago


St Louis MO USA, United States Neighbors Credit Union Full time
Mortgage Loan Originator Job Description

At Neighbors Credit Union, we are seeking a highly skilled Mortgage Loan Originator to join our team. As a Mortgage Loan Originator, you will play a pivotal role in driving the production of 1st and 2nd mortgages. This sales-focused position demands creativity, tenacity, and a member-centric approach.

Key Responsibilities:
  • Mortgage Production: Generate new business for 1st and 2nd mortgages by proactively identifying and cultivating relationships with members and potential members.
  • Meet or Exceed Mortgage Production Goals: Meet or exceed established mortgage production goals through effective sales strategies and service excellence.
Relationship Building:
  • Establish and Maintain Relationships: Establish and maintain strong external contacts, including real estate agents, builders, attorneys, financial advisors, and other centers of influence.
  • Community Involvement: Actively engage in community involvement and networking opportunities to promote Neighbors Credit Union and our services.
  • Referral Network: Develop and maintain a referral network to generate business leads and enhance community presence.
Sales and Service:
  • Consultative Sales Approach: Utilize a consultative sales approach to understand and identify member's needs and provide solutions offered by Neighbors to assist.
  • Presentation and Promotion: Present and promote mortgage, consumer and deposit options that align with members' financial goals and credit profiles.
  • Exceptional Service: Provide exceptional service throughout the mortgage application process.
Compliance and Documentation:
  • Mortgage Products and Policies: Maintain a thorough understanding of mortgage products, policies, and regulatory requirements.
  • Compliance: Ensure all applications and documents comply with internal and external guidelines.
  • Accurate Records: Maintain accurate and up-to-date records of all sales activities and member interactions.
Collaboration and Teamwork:
  • Collaboration: Work closely with the mortgage processing and underwriting teams to facilitate efficient loans processing, approval and closings.
  • Teamwork: Collaborate with colleagues across the credit union to support overall member service and organizational goals.

Requirements:

  • Experience: One to Three years prior Real Estate loan experience in a credit union or other financial institution.
  • Education: Bachelor's degree in business, finance or related field or equivalent experience.
  • Knowledge: Thorough knowledge/command of the English language (ie: punctuation and grammar).
  • Skills: Exceptional verbal and written communication skills, friendliness, courtesy, tact and diplomacy are essential elements.


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