Senior Credit Analyst

3 days ago


Charlotte, North Carolina, United States U.S. Bank Full time

At U.S. Bank, we're on a mission to help our customers and businesses make informed financial decisions. Our team of experts provides comprehensive support to ensure the success of our clients.

About the Role

We're seeking an experienced Senior Credit Analyst to join our Commercial Real Estate team. As a key member of our team, you'll work closely with Relationship Managers, Portfolio Managers, and Credit partners to manage an assigned portfolio of customer relationships. Your responsibilities will include underwriting new lending opportunities, preparing credit requests for approval, and analyzing financial data for Commercial Real Estate properties and Sponsors.

The Ideal Candidate

To be successful in this role, you'll need to have a Bachelor's degree or equivalent work experience, along with 7-10 years of commercial lending experience. You should have a strong background in economics, accounting, and finance, as well as excellent analytical and technical skills. Experience working with commercial real estate, cash flow modeling, and covenant testing is also highly desirable.

What We Offer

As a valued member of our team, you can expect a competitive salary range of $108,375.00 - $127,500.00 - $140,250.00, depending on your location. In addition to a comprehensive benefits package, including health insurance, retirement plans, and paid time off, we offer career development opportunities, flexible work arrangements, and a dynamic work environment that encourages innovation and teamwork.

Our Benefits

  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities

EEO Statement

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, or veteran status.
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