Credit Manager

5 days ago

Carmel, Indiana, United States Helena Agri-Enterprises, LLC Full time
About the Job

The Credit Manager plays a critical role in directing and coordinating activities within the credit team at Helena Agri-Enterprises, LLC. This includes conducting thorough credit investigations and collecting delinquent accounts from customers.

Key Responsibilities
  • Reviews credit requests submitted by branches for adequate support and documentation, establishing credit lines within company policy limits and making decisions subject to approval levels.
  • Evaluates and determines credit limit amounts, communicating limits to location teams.
  • Reviews and adjusts credit lines annually or upon request, making adjustments when limits are exceeded.
  • Suspends or revokes lines of credit when necessary, based on external information affecting account financial strength.
  • Interacts with customers to obtain additional credit information, supporting credit lines.
  • Submits requests and supporting documentation to the Director of Credit for accounts over $250,000.
  • Maintains active membership in NACM, communicating with members to facilitate credit information flow.
  • Attends NACM meetings and participates in required activities.
  • Evaluates various adjustments or exception documents.
  • Approves credit viability on requests for extended terms, passing on to division managers for concurrence, notifying locations of decisions, and maintaining copies on file.
  • Maintains bad debt and bad debt recovery records.
  • Monitors receivables and collections, providing periodic updates to business unit vice presidents and division managers.
  • Identifies problem accounts, communicating with sales and customers in the most appropriate manner.
  • Makes joint visits with salespersons.
  • Negotiates payment programs with delinquent customers.
  • Identifies accounts requiring collection agency or legal action, coordinating collections with third-party contractors.
  • Identifies violations of credit policies, suggesting incentive penalties when appropriate.
  • Generates legal documents used in the credit function.
  • Coordinates the yearly prepayment program.
  • Provides a prepayment line of credit recommendation to the Director of Credit for amounts over $250,000.
  • Coordinates reconciliation of branch location cash accounts.
  • Approves and submits requests for new salesperson numbers and changes.
  • Prepares and maintains the yearly budget for the division credit team.
  • Provides excellent customer service to internal and external customers.
  • Performs other work-related duties assigned by leaders.
Requirements
  • Bachelor's degree in finance, accounting, business, or a related field is required.
  • Five years of credit experience is required.
  • Ability to manage a portfolio of accounts through monitoring credit limits and account aging information, taking appropriate action when necessary, is required.
Preferred Qualifications
  • Previous supervisory experience is preferred.
  • NACM or CCE designation is preferred.
  • Working knowledge of accounting and financial concepts.
  • Good negotiation skills.
  • Ability to read, write, and speak English is required.
  • Communicating in Spanish is a valuable skill at Helena.
  • Computer skills, including working knowledge of Microsoft Office, are required.
Work Environment and Physical Aspects of the Job

The work environment for this position is a typical office setting with a mostly quiet noise level. This role requires using hands for various tasks and talking, hearing, walking, standing, and sitting. Occasional lifting or moving up to 10 pounds may be required.

Benefits at Helena
  • Health, Dental & Vision Insurance starts the same day you do.
  • Earn up to $3,000 in Reward Dollars from Helena for your Health Savings Account (HSA).
  • Helena's robust 401(k) Savings Plan offers a 100% company-match up to 5% starting on your first day, increasing to 10% based on your contribution amount as your years of service with Helena increase.
  • Up to 15 days paid time-off plus 9 paid holidays.
  • Free Term Life Insurance at 1x your annual base pay, paid for by Helena at no cost to you.
  • Free Short & Long-Term Disability.
  • Up to 80 hours of paid Parental Leave.
  • Education Assistance.
  • And much more.

For more detailed information about our benefits, visit helenacareers.com/benefits.

Helena supports individuals with disabilities, and reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions. Helena is an equal opportunity employer.

  • Credit Manager

    1 week ago

    Carmel, Indiana, United States Helena Agri-Enterprises, LLC Full time

    About the JobThe Credit Manager plays a crucial role in directing and coordinating activities within the credit team at Helena Agri-Enterprises, LLC. This includes conducting thorough credit investigations and collecting delinquent accounts from customers.Key ResponsibilitiesReviews credit requests submitted by branches for adequate support and...

  • Credit Manager

    2 weeks ago

    Carmel, Indiana, United States Helena Agri-Enterprises, LLC Full time

    About the JobThe Credit Manager plays a crucial role in directing and coordinating activities within the credit team at Helena Agri-Enterprises, LLC. This includes conducting thorough credit investigations and collecting delinquent accounts from customers.Key ResponsibilitiesReviews credit requests submitted by branches for adequate support and...

  • Traveling Financial Services Representative

    3 weeks ago

    Carmel, Indiana, United States Teachers Credit Union Full time

    Job Title: Traveling Universal BankerWe are seeking an experienced Traveling Universal Banker to join our team. This role requires travel throughout our East Carmel, Indiana market branches.Job SummaryThe Traveling Universal Banker will provide high-quality service on a wide variety of general financial services. This includes sales and servicing of all...

  • Traveling Universal Banker

    1 month ago

    Carmel, Indiana, United States Teachers Credit Union Full time

    Job SummaryWe are seeking an experienced Traveling Universal Banker to join our team at Teachers Credit Union. As a key member of our branch support team, you will be responsible for providing high-quality service to our members, promoting financial products and services, and supporting multiple branch locations.Key ResponsibilitiesProvide exceptional member...

  • Traveling Universal Banker

    1 month ago

    Carmel, Indiana, United States Teachers Credit Union Full time

    Job SummaryWe are seeking an experienced Traveling Universal Banker to join our team at Teachers Credit Union. As a key member of our branch support team, you will be responsible for providing high-quality service to our members, promoting financial products and services, and supporting multiple branch locations.Key ResponsibilitiesProvide exceptional member...

  • Business Development Manager

    4 weeks ago

    Carmel, Indiana, United States PNC Full time

    Job DescriptionPosition OverviewPNC is a leading financial institution that values its employees as its greatest differentiator. We strive to create an inclusive workplace culture where all employees feel respected, valued, and empowered to contribute to the company's success. As a Relationship Manager II within PNC's Healthcare Business Banking...

  • Commercial Banking Relationship Manager

    3 weeks ago

    Carmel, Indiana, United States Commerce Bank Full time

    About Commerce BankWe're a bank that's been around for over 155 years, and we're still going strong. Our culture is built on helping people find financial safety and success, and we're committed to making sure our customers and employees are taken care of.Job SummaryWe're looking for a Commercial Banking Relationship Manager to join our team. As a key member...

  • Construction Project Manager

    2 weeks ago

    Carmel, Indiana, United States Genesis Global Group Full time

    Job Title: Construction Project ManagerWe are seeking a highly skilled Construction Project Manager to oversee the construction of facilities owned and operated by Genesis Global Group and its sister companies.Key Responsibilities:Manage projects from inception to completion, including budgeting and scheduling.Interpret plans and estimate costs and...

  • Relationship Manager

    4 weeks ago

    Carmel, Indiana, United States Fidelity TalentSource LLC Full time

    About the RoleFidelity is seeking a skilled Relationship Manager to facilitate relationships with our most valuable clients. As a key member of our team, you will inspire client dedication and engagement, developing long-lasting, positive relationships with Fidelity. You will learn to nurture a book of business and successfully find opportunities to add...

  • Business Development Manager

    4 weeks ago

    Carmel, Indiana, United States OneZone Full time

    Job Summary:We are seeking a highly skilled and experienced Business Development Manager to join our team at OneZone. As an Assistant Manager, Banking Center, you will be responsible for leading the operations of our Banking Center and driving business growth through exceptional customer service and relationship building.Key Responsibilities:Provide...

  • Mortgage Loan Underwriter

    4 weeks ago

    Carmel, Indiana, United States Merchants Bancorp Full time

    About the RoleWe are seeking a highly skilled Mortgage Loan Underwriter to join our team at Merchants Bancorp. As a Mortgage Loan Underwriter, you will play a critical role in ensuring the timely and accurate underwriting of single-family mortgage loan transactions in accordance with Jumbo, Agency, and Bank guidelines.Key ResponsibilitiesLoan Review and...

  • Special Education Teacher K-5

    3 weeks ago

    Carmel, Indiana, United States GEO Indiana Schools Full time

    About UsGEO Next Generation K-5 Academy is a part of a network of high-quality charter schools managed by the GEO Foundation. Our mission is to provide a high-quality learning experience to parents and students in Indiana.We are committed to cultivating critical thinking skills in our students, enabling them to understand the world around them. Our dedicated...

  • Financial Planning Internship Opportunity

    3 weeks ago

    Carmel, Indiana, United States Valeo Financial Advisors LLC Full time

    Financial Planning Internship OpportunityValeo Financial Advisors LLC is seeking a highly motivated and detail-oriented individual to join our team as a Financial Planning Intern. As a member of our team, you will have the opportunity to gain hands-on experience in comprehensive financial planning, working closely with a team of Certified Financial PlannerTM...

  • Special Education Teacher K-5

    3 weeks ago

    Carmel, Indiana, United States GEO Indiana Schools Full time

    About GEO Next Generation K-5 AcademyGEO Next Generation K-5 Academy is a part of a network of high-quality charter schools managed by the GEO Foundation. Our mission is to provide a high-quality learning experience to parents and students in Indiana.We are committed to cultivating critical thinking skills in our students, enabling them to understand the...

  • Special Education Teacher K-5

    3 weeks ago

    Carmel, Indiana, United States GEO Indiana Schools Full time

    About GEO Next Generation K-5 AcademyGEO Next Generation K-5 Academy is a part of a network of high-quality charter schools managed by the GEO Foundation. Our mission is to provide a high-quality learning experience to parents and students in Indiana.We are committed to cultivating critical thinking skills in our students, enabling them to understand the...

  • Financial Analyst

    4 weeks ago

    Carmel, Indiana, United States Merchants Bancorp Full time

    {"Job Title": "Financial Analyst", "Job Description": "Launch and Manage Innovative Debt FundsAs a Financial Analyst at Merchants Capital, you will be at the forefront of launching and managing innovative debt funds and securitizations. You will build and optimize critical operational functions, ensuring seamless loan executions, compliance, and top-notch...

  • Middle Market Commercial Banker

    3 weeks ago

    Carmel, Indiana, United States gpac Full time

    Job SummaryWe are seeking an experienced Middle Market Commercial Banker to join our team in Indianapolis, Indiana. As a key member of our banking team, you will be responsible for developing and maintaining relationships with existing and new clients, identifying business opportunities, and providing exceptional customer service.Key...

  • Fair Lending and Compliance Specialist

    6 days ago

    Carmel, Indiana, United States Merchants Bank of Indiana Full time

    Job SummaryMerchants Bank of Indiana is seeking a highly skilled Fair Lending and Compliance Specialist to join our team. As a key member of our compliance department, you will be responsible for administering monitoring programs to manage compliance and fair lending risk across the organization.Key ResponsibilitiesDevelop, implement, and administer all...

  • Financial Planning Internship Opportunity

    4 weeks ago

    Carmel, Indiana, United States Valeo Financial Advisors LLC Full time

    Financial Planning Internship OpportunityValeo Financial Advisors LLC is seeking a highly motivated and detail-oriented individual to join our team as a Financial Planning Intern. As a Financial Planning Intern, you will have the opportunity to work closely with our team of Certified Financial Planner™ advisors and gain valuable experience in comprehensive...

  • Financial Planning Internship Opportunity

    4 weeks ago

    Carmel, Indiana, United States Valeo Financial Advisors LLC Full time

    {"title": "Financial Planning Internship Opportunity", "content": "Financial Planning Internship OpportunityValeo Financial Advisors LLC is seeking a highly motivated and detail-oriented individual to join our team as a Financial Planning Intern. As a Financial Planning Intern, you will have the opportunity to work closely with our team of Certified...