Risk Management Specialist

3 days ago


Lansing, Michigan, United States Auto-Owners Insurance Full time
Auto-Owners Insurance Underwriting Professional

A challenging and rewarding career awaits at Auto-Owners Insurance. Our team of caring associates creates financial security by helping individuals and businesses recover from losses. We offer a merit-based work-from-home program based on job responsibilities, allowing for flexibility and work-life balance.

Job Summary

We are seeking a motivated Underwriting professional to join our team. This role performs and applies insurance coverage, rules, and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. The successful candidate will learn various insurance coverages and contracts, develop opinions, and clearly express decisions using sound reasoning and judgment.

Key Responsibilities
  • Learn and apply insurance coverage, rules, and guidelines to make underwriting decisions
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
  • Analyze loss experience, financial conditions, and physical characteristics of risks
  • Acquire a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other associates through verbal and/or written means
  • Participate in and successfully complete the Company underwriter training program
Desired Skills & Experience
  • Bachelor's degree or equivalent experience
  • Strong commercial underwriting knowledge
  • Ability to handle a large volume of work
  • Detailed - needed for large multi-location/state policies, and longer lead time on quotes
  • Good agency relationships and ability to have tough conversations
  • Ability to organize data, multi-task, and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Continually develop product knowledge through participation in approved educational programs
Benefits

Auto-Owners offers a wide range of career opportunities, a friendly work environment, structured training program, employee mentoring, and an excellent compensation/benefits package. We provide a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs. Additionally, we offer generous paid time off, including holidays, vacation days, personal time, and sick leave.

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. We hire, transfer, and promote based on ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity, or national origin, or any factor contrary to federal, state, or local law.



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