Mortgage Loan Closer
3 days ago
HCLTech is a global outsourcing company with a presence in 53 countries, offering competitive base salary and uncapped incentives. We provide industry-leading benefits at a low cost to our employees, including comprehensive medical plans, dental, vision, 401K with employer matching, paid vacation, and more.
Role: Mortgage Loan Closer
We are seeking a skilled Mortgage Loan Closer to join our team. As a Mortgage Closer, you will be responsible for preparing loan closing packages, including the issuance of funds, closing instructions, and other necessary documents to ensure the marketability of loans.
Key Responsibilities:
Review loan files to ensure all conditions are cleared and the file is ready to close and fund.
Review title commitments to ensure all title issues have been remediated prior to drawing closing documents.
Perform accurate and complete input into our system in preparation of drawing closing documents.
Ensure accurate reporting when working through the loan pipeline.
Coordinate delivery of closing documents to settlement agents.
Ensure all state requirements are being met.
Review underwriting conditions.
Coordinate with settlement agents to obtain final fees to prepare the Closing Disclosure.
Ensure accuracy of instructions to settlement agents.
Review the Closing Disclosure for compliance with closing instructions and balance with title.
Review returned documents for accuracy and completeness prior to funding in escrow states.
Correct loan amounts if necessary.
Approve documents for funding.
Authorize and arrange for the funding wire or check and meet any warehouse requirements.
Assist with Post Closing corrections and audits.
Requirements:
- High School Diploma or GED equivalent required, some college preferred, College degree desired.
- Intermediate to advanced computer proficiency skills with MS Office, Excel, and Mortgage Loan Applications/Software) LOS experience preferred.
- Six (6) to twelve (12) months of prior loan closing experience is preferred.
- Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility, and maintain quality and high productivity when dealing with customers and changing work demand.
Ability to multi-task and operate in a high-volume, fast-paced environment.
Knowledge of federal and state regulatory requirements a plus.
Must be able to perform essential responsibilities with or without reasonable accommodation.
Preferred Experience:
Mortgage Closing Experience: 1 year
Microsoft Office: 1 year
Customer Service: 1 year
Education:
High school or equivalent
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