Mortgage Closer
2 months ago
We are seeking a highly skilled Mortgage Closer to join our team at HCLTech. As a Mortgage Closer, you will be responsible for ensuring the smooth preparation and execution of loan closing packages, including the preparation of Closing Disclosures and the coordination of closing instructions.
This is a challenging and rewarding role that requires strong analytical and communication skills, as well as the ability to work effectively in a fast-paced environment. If you have a passion for finance and a strong attention to detail, we encourage you to apply for this exciting opportunity.
Key Responsibilities- Review loan files to ensure all conditions are cleared and the file is ready to close and fund.
- Review title commitment to ensure all title issues have been remediated prior to drawing closing documents.
- Perform accurate and complete input into Client's system in preparation of drawing closing documents.
- Ensure accurate reporting when working through loan pipeline.
- Coordinate delivery of closing documents to settlement agent.
- Ensure all state requirements are being met.
- Review underwriting conditions.
- Coordinate with settlement agent to obtain final fees to prepare the Closing Disclosure.
- Ensure accuracy of instructions to settlement agents.
- Review the Closing Disclosure for compliance with closing instructions and balance with title.
- Review returned documents for accuracy and completeness prior to funding in escrow states.
- Correct loan amounts if necessary.
- Approve documents for funding.
- Authorize and arrange for the funding wire or check and meet any warehouse requirements.
- Assist with Post Closing corrections and audits.
- High School Diploma or GED equivalent required, some college preferred, College degree desired.
- Intermediate to advanced computer proficiency skills with MS Office, Excel, and Mortgage Loan Applications/Software) LOS experience preferred.
- Six (6) to twelve (12) months of prior loan closing experience is preferred.
- Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility, and maintain quality and high productivity when dealing with customers and changing work demand.
- Ability to multi-task and operate in a high-volume, fast-paced environment.
- Knowledge of federal and state regulatory requirements a plus.
- Must be able to perform essential responsibilities with or without reasonable accommodation.
HCLTech is a next-generation global technology company that helps enterprises reimagine their businesses for the digital age. Our technology products and services are built on four decades of innovation, with a world-renowned management philosophy, a strong culture of invention and risk-taking, and a relentless focus on customer relationships. HCL also takes pride in its many diversity, social responsibility, sustainability, and education initiatives. Through its worldwide network of R&D facilities and co-innovation labs, global delivery capabilities, and over 150,000+ 'Ideapreneurs' across 49 countries, HCL delivers holistic services across industry verticals to leading enterprises, including 250 of the Fortune 500 and 650 of the Global 2000.
Enterprises across industries stand at an inflection point today. In order to thrive in the digital age, technologies such as analytics, cloud, IoT, and automation occupy center stage. In order to offer enterprises the maximum benefit of these technologies to further their business objectives, HCL offers an integrated portfolio of products and services through three business units. These are IT and Business Services (ITBS), Engineering and R&D Services (ERS), and Products and Platforms (P&P).
ITBS enables global enterprises to transform their businesses via Digital Foundation, our modernized infrastructure stack built around hybrid cloud, software-defined networks, the digital workplace, and other elements; Digital Business, a combination of our application services and consulting capabilities; and Digital Operations, a three-pronged setup for modernized and efficient operations at enterprise level.
ERS offers engineering services and solutions in all aspects of product development and platform engineering.
Under P&P, HCL provides modernized software products to global clients for their technological and industry-specific requirements.
Our holistic Mode 1-2-3 strategy forms the backbone of these three business units to help enterprises navigate the digital age with ease. It is the core aspect of our 'Digital Enterprise 4.0' focus – aimed at offering holistic services to our clients to meet the technology needs of their present while readying them to be future-ready.
The company's DNA of grassroots innovation, its ingrained culture of co-innovation, and its tradition of going far beyond what is expected, to create customer value, clearly differentiates it and gives it a distinct advantage in creating value for businesses in the digital and connected world.