Commercial Banking Relationship Manager
2 months ago
Guaranty Bank is seeking a dedicated Commercial Banking Officer to enhance our commercial banking services. This role involves the development and management of commercial banking relationships, ensuring compliance with established protocols.
Key Responsibilities:
- Identify and engage potential commercial clients.
- Conduct thorough interviews with applicants to assess their banking needs.
- Analyze financial data to make informed credit decisions.
- Communicate credit approvals or denials effectively.
- Facilitate the closing of approved loan agreements.
The officer will also be tasked with addressing inquiries related to commercial banking from various stakeholders and managing existing commercial loan and deposit accounts.
Additional Duties:
- Oversee a diverse portfolio of business relationships.
- Produce quality commercial loans while ensuring acceptable returns.
- Enhance client relationships by focusing on increasing commercial deposit balances.
- Identify opportunities for treasury management services.
Qualifications:
The ideal candidate will possess a bachelor’s degree in finance, business administration, accounting, or a related discipline, or equivalent professional experience, along with 3-5 years in lending. Candidates should demonstrate:
- Strong skills in managing complex credit situations.
- Exceptional customer retention and growth abilities.
- Excellent communication and analytical skills.
- Proficiency in PC applications, including spreadsheets and word processing.
- Active involvement in community or civic organizations.
About Us:
Guaranty Bank is committed to positively impacting our community through responsible financial services, volunteerism, and philanthropy. We strive to meet the financial needs of our clients while exceeding their expectations.
Please note that a pre-employment credit check, criminal background check, and drug screening are required.
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