Loan Sales and Service Specialist

3 weeks ago


El Cajon, California, United States OneMain Financial Full time

Job Overview

OneMain Financial is a leader in offering nonprime customers responsible access to credit. We are dedicated to improving the financial well-being of hardworking Americans. Our team helps millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures, and extending household budgets.

About the Job

  • We are seeking a Consumer Loan Sales Specialist to join our team. This role empowers customers by providing access to friendly, fast, and affordable financing for life's expenses.
  • You will develop new relationships and maintain existing ones while working with customers throughout the loan process and life cycle.
  • Presentation of financial solutions based on customer needs is also a key responsibility.
  • Educating customers on the terms and conditions of their loan to ensure a clear understanding is another critical task.
  • Utilizing credit underwriting techniques and sales tools is essential for success in this role.
  • Managing the life cycle of the loan, including collections activities, complying with all laws and regulations, is also a key responsibility.

Requirements and Preferred Skills

  • H.S. Diploma or GED.

Preferred Skills and Qualifications

  • Sales, Collections or Customer Service experience.
    • Bilingual – Spanish.

The estimated salary range for this position is $18.00-$22.00 per hour, depending on skills and work experience, plus additional compensation opportunities based on individual and company performance.

Benefits

  • Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances.
    • Up to 4% matching 401(k).
    • Employee Stock Purchase Plan (10% share discount).
    • Tuition reimbursement.
    • Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date).
    • Paid sick leave as determined by state or local ordinance, prorated based on start date.
    • Paid holidays (7 days per year, based on start date).
    • Paid volunteer time (3 days per year, prorated based on start date).

This position offers career growth opportunities through various training programs and leadership roles like Branch Manager and District Manager.



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